Personal loans in Timblin, PA

From the 2020 Census base to the 2023 estimate, the population declined by about 2.1%. To lend to Timblin's 141 residents, a company must hold a Pennsylvania licence, and each sourced row below names the regulator behind it. Decide the purpose of the loan and your repayment plan before sharing any details with a Timblin lender. The closest larger city is Hawthorn, PA about 6 miles away.

The Timblin data picture

The figures below are Timblin's own — Census population, land area and coordinates — followed by the Pennsylvania rules.

• Population: a Census-estimated 141, 965th among Pennsylvania's 1,013 places (Vintage 2023).
• Population trend: A drop of about 2.1% from 2020 to 2023.
• People gained or lost: about 3 fewer since the 2020 base.
• Size percentile: roughly 5% of Pennsylvania's places have fewer residents than Timblin's 141.
• Density: the Census land area of 0.9 sq mi holds about 156 people per square mile.
• Land area: Timblin covers 0.9 square miles, the 489th-largest area among Pennsylvania's 1,013 places.
• State share: roughly 0.0% of Pennsylvania's residents live in Timblin (141 people).
• Nationally: Timblin is the 17,405th-largest of 19,457 Census places in the dataset.
• Growth in Pennsylvania: Timblin stands 674th by percentage change from 2020 to 2023, among 1,013 places.
• Versus Pennsylvania: the state average change is -0.9%, while Timblin moved 2.1%.
• Density in Pennsylvania: Timblin ranks 965th by people per square mile.
• Against the state median: Timblin runs about 156 residents per square mile, where the Pennsylvania median is 1,990.
• Location: latitude 40.9690, longitude -79.1984 (Census Gazetteer).
• Nearest larger cities: Hawthorn (6 mi); Dayton (6 mi); New Bethlehem (7 mi); South Bethlehem (8 mi); Summerville (10 mi). Larger metros often have more branches, but online lenders reach Timblin on the same terms.
• Smaller places close by: Worthville (5 mi); Smicksburg (7 mi); Atwood (15 mi).
• Within a 50-mile radius: 10 smaller Census places.
• At 100 miles: 601 larger Census places fall inside that radius.

The anatomy of a Timblin personal loan

Timblin is a small community of about 141 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Timblin. Shortening the term on a Timblin loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Before you apply in Timblin

These steps shape the offer you get in Timblin, a place of about 141 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Model the payment on the calculator before a lender models it for you.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's Pennsylvania licence with the regulator listed on this page.
5. Test the payment against your current bills before you commit.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Keep the amount to the expense; an approval is not a reason to take more.

What differs between Timblin and the rest of Pennsylvania is not the process but the borrower's own file, among the 141 people here.

Timblin: area, density and distance

Inside Timblin's boundaries lie about 0.9 square miles of land, with no significant water area recorded. That land carries about 156 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 224 miles from Timblin. A 50-mile radius around Timblin takes in 167 places that are larger. The 100-mile radius contains 601 larger places.

Pennsylvania consumer-lending rules applied in Timblin

The rows below set out what a licensed lender must follow in Pennsylvania, and so for Timblin's roughly 141 residents.

How Timblin compares across Pennsylvania

Set beside Pennsylvania's 1,013 places, Timblin ranks 965th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Timblin stands 674th among Pennsylvania's 1,013 places — roughly the 33th percentile. Its roughly 156 residents per square mile place it 965th among Pennsylvania's places. The population moved by about 3 people between 2020 and 2023, a 2.1% shift.