Personal loans in Summerville, PA

The nearest larger city is Brookville, PA about 6 miles away. Population in Summerville dropped about 2.0% over the three years from 2020 to 2023. For the 501 people in Summerville, Pennsylvania runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Use the calculator on this page to price an amount and term before you commit in Summerville.

Summerville: the sourced local profile

The figures below are Summerville's own — Census population, land area and coordinates — followed by the Pennsylvania rules.

• Population: the Census counts 501 residents in Summerville (Vintage 2023 subcounty estimate), the 761st-largest figure among Pennsylvania's 1,013 places.
• Population trend: The 2020-to-2023 change is negative, near 2.0%.
• Absolute change: 10 residents lost between 2020 and 2023.
• Size percentile: about 25% of Pennsylvania's Census places are smaller than Summerville.
• Population density: about 842 people per square mile (Census land area 0.6 sq mi).
• Land area: Summerville covers 0.6 square miles, the 662nd-largest area among Pennsylvania's 1,013 places.
• Water area rank: Summerville ranks 317th among Pennsylvania's 1,013 places, with 0.03 sq mi.
• Share of Pennsylvania: Summerville holds about 0.0% of the state's population, some 501 people.
• Nationally: Summerville is the 13,164th-largest of 19,457 Census places in the dataset.
• Growth rank: Summerville's 2020-to-2023 change ranks 633rd of 1,013 places in Pennsylvania.
• State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Summerville's 2.0%.
• Density in Pennsylvania: Summerville ranks 763rd by people per square mile.
• Density vs Pennsylvania: Summerville's 842 people per square mile compare with a state median of 1,990.
• Location: 41.1164, -79.1883 (Census Gazetteer coordinates).
• Nearest larger cities: Brookville (6 mi); Strattanville (9 mi); New Bethlehem (10 mi); Clarion (12 mi); Reynoldsville (16 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller places: Corsica (5 mi); Worthville (7 mi); Hawthorn (8 mi).
• Within a 50-mile radius: 55 smaller Census places.
• At 100 miles: 429 larger Census places fall inside that radius.

What shapes a Summerville personal loan

Summerville is a small community of about 501 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Summerville. A longer term lowers the monthly payment on a Summerville loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Summerville sits in Pennsylvania

Summerville is the 761st-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Summerville stands 633rd among Pennsylvania's 1,013 places — roughly the 38th percentile. By density, at about 842 people per square mile, it ranks 763rd in Pennsylvania. Between 2020 and 2023 the count changed by roughly 10 residents.

Lender access in Summerville

At roughly 842 people per square mile, Summerville is moderately settled; 74 larger places lie within 50 miles. Whether Summerville has a local branch or not, a Pennsylvania-licensed lender can serve its 501 people online on the same terms. The nearest bigger place is Brookville, PA about 6 miles away.

A practical checklist for Summerville borrowers

For Summerville's roughly 501 residents, these are the steps that most influence the offer:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Model the payment on the calculator before a lender models it for you.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the Pennsylvania licence with the regulator named above before committing.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Test the payment against your current bills before you commit.

The process is identical across Pennsylvania; what changes is your credit file, not the fact that Summerville holds 501 people.

How Pennsylvania law applies in Summerville

The rows below set out what a licensed lender must follow in Pennsylvania, and so for Summerville's roughly 501 residents.