Personal loans in Brookville, PA
The first question in Brookville is not the rate on offer but whether the payment fits; about 3,918 people live here under Pennsylvania lending law.
Brookville is one of 1,013 Census places in Pennsylvania; its 3,918 residents put it at 259th. The trend for Brookville between 2020 and 2023 is downward by roughly 1.8%. Read the disclosure for an origination fee and any prepayment penalty before signing in Brookville. The nearest larger city is Clarion, PA about 16 miles away. Rate ceilings, licensing requirements and product limits for Brookville are all set at the Pennsylvania level.
Borrowing in Brookville: the local picture
Most of what governs a Brookville loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.
- Population: about 3,918, ranked 259th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: About 1.8% below the 2020 Census base.
- Absolute change: 73 residents lost between 2020 and 2023.
- Size percentile: bigger than about 74% of the places in Pennsylvania, with 3,918 residents in Brookville.
- Density: the Census land area of 3.1 sq mi holds about 1,245 people per square mile.
- Land area rank: Brookville's 3.1 square miles rank 119th of 1,013 places in Pennsylvania.
- Water area: Brookville has 0.09 square miles of water, ranking 135th of 1,013 places in Pennsylvania.
- State population share: Brookville accounts for about 0.1% of everyone in Pennsylvania.
- Nationally: Brookville is the 5,496th-largest of 19,457 Census places in the dataset.
- Growth rank: Brookville's 2020-to-2023 change ranks 602nd of 1,013 places in Pennsylvania.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Brookville's 1.8%.
- Density rank: Brookville places 660th among Pennsylvania's places by people per square mile.
- Density in context: Brookville's 1,245 people per square mile sit against a Pennsylvania median of 1,990.
- Location: the Census Gazetteer records it at 41.1617, -79.0827.
- Nearest larger cities: Clarion (16 mi); Punxsutawney (16 mi); DuBois (17 mi); Ridgway (26 mi); Clearfield (35 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Summerville (6 mi); Corsica (6 mi); Worthville (10 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 105 smaller Census places.
- Within 100 miles: 126 places are larger than Brookville.
Where Brookville sits in Pennsylvania
Against Pennsylvania's other places, Brookville accounts for about 0.1% of the state's population and ranks 259th of 1,013 by size. Its 2020-to-2023 change ranks 602nd of 1,013 Pennsylvania places, putting it near the 41th percentile for growth. Its roughly 1,245 residents per square mile place it 660th among Pennsylvania's places. The population moved by about 73 people between 2020 and 2023, a 1.8% shift.
Lender access in Brookville
With about 1,245 residents per square mile, Brookville is moderately settled, and 14 larger Census places sit within 50 miles. What is available to Brookville's 3,918 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Clarion, PA about 16 miles away.
The Pennsylvania lending rules that reach Brookville
Read the table as a lender's compliance picture for Brookville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
Land, water and location for Brookville
The Census Gazetteer records 3.1 square miles of land and 0.09 square miles of water within Brookville. The resulting density is about 1,245 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 222 miles away. Counting outward 50 miles, 14 larger communities surround Brookville. By land area it ranks 119th of 1,013 Pennsylvania places.
The Brookville borrowing checklist
For Brookville's roughly 3,918 residents, these are the steps that most influence the offer:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Make sure the lender appears in the Pennsylvania regulator's licence list.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
In Brookville as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 3,918 residents.
Common questions
What are my options in Brookville if my credit is poor?
What loan size can I expect in Brookville?
Do I have to pledge anything to borrow in Brookville?
Does comparing loans in Brookville cost me credit score points?
Nearby places
- Summerville, PA — population 501
- Corsica, PA — population 313
- Worthville, PA — population 71
- Reynoldsville, PA — population 2,496
- Timblin, PA — population 141
- Punxsutawney, PA — population 5,613
- Hawthorn, PA — population 468
- Strattanville, PA — population 525