Personal loans in Wood Village, OR
Two households in Wood Village with comparable incomes can still be offered different rates; the city's 4,717 residents are not the reason. By population, Wood Village sits at 81st in Oregon, with an estimated 4,717 residents.
The 2020 count to the 2023 estimate shows about 7.5% growth in Wood Village. For the 4,717 people in Wood Village, Oregon runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Wood Village loan. The nearest larger metro is Fairview, OR about 1 miles away.
Wood Village by the numbers
What follows is Wood Village's place in the Census record, alongside the Oregon rules that govern a personal loan made here.
- Population: a Census-estimated 4,717, 81st among Oregon's 240 places (Vintage 2023).
- Population trend: Higher by roughly 7.5% since the 2020 count.
- People gained or lost: about 328 more since the 2020 base.
- Size percentile: about 66% of Oregon's Census places are smaller than Wood Village.
- Population density: 5,007 people per square mile on 0.9 square miles of land.
- Land area: Wood Village covers 0.9 square miles, the 148th-largest area among Oregon's 240 places.
- State population share: Wood Village accounts for about 0.2% of everyone in Oregon.
- Nationally: Wood Village is the 4,991st-largest of 19,457 Census places in the dataset.
- Growth rank: Wood Village's 2020-to-2023 change ranks 10th of 240 places in Oregon.
- Versus Oregon: the state average change is +0.7%, while Wood Village moved 7.5%.
- Density in Oregon: Wood Village ranks 7th by people per square mile.
- Against the state median: Wood Village runs about 5,007 residents per square mile, where the Oregon median is 1,575.
- Location: 45.5358, -122.4205 (US Census Bureau Gazetteer).
- Nearest larger cities: Fairview (1 mi); Troutdale (1 mi); Gresham (3 mi); Camas (5 mi); Washougal (5 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Maywood Park (7 mi); Johnson City (12 mi); Rivergrove (18 mi) — useful context for the surrounding area.
- Smaller neighbours: 33 places smaller than Wood Village sit within 50 miles.
- Larger places within 100 miles: 61.
Wood Village: area, density and distance
Wood Village covers about 0.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 5,007 people per square mile. The largest place in Oregon, Portland, lies about 11 miles away. Counting outward 50 miles, 39 larger communities surround Wood Village. The 100-mile radius contains 61 larger places.
What is available to Wood Village borrowers
At roughly 5,007 people per square mile, Wood Village is densely built; 39 larger places lie within 50 miles. Whether Wood Village has a local branch or not, a Oregon-licensed lender can serve its 4,717 people online on the same terms. For a larger market, the closest option is Fairview, OR about 1 miles away.
The anatomy of a Wood Village personal loan
A Wood Village personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 4,717 residents. A lender serving Wood Village's 4,717 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Wood Village loan is knowable in advance — unlike a revolving card balance.
Wood Village in state context
Among Oregon's 240 places, Wood Village sits at 81st for population, a share of roughly 0.2% of the state. For population change between 2020 and 2023, Wood Village ranks 10th of 240 in Oregon (about the 96th percentile). Its roughly 5,007 residents per square mile place it 7th among Oregon's places. By land area, its 0.9 square miles rank 148th of 240 places in Oregon.
The state rulebook for Wood Village
These are Oregon's sourced lending facts as they reach Wood Village's 4,717 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oregon Division of Financial Regulation (Department of Consumer and Business Services) Source says: "Protecting Oregonians' access to fair products and services through education, regulation, and consumer assistance." | Oregon Division of Financial Regulation as of 2026-09-16 |
| Payday lending status | Legal for licensed payday/title lenders; term 31-60 days; one-time 10% origination fee capped at $30; interest limited to 36%/yr; max APR 153.77%. Source says: "Interest rates are limited to 36 percent annually. The maximum APR (interest and fees) is 153.77 percent"; "A one-time 10 percent loan origination fee, up to a maximum of $30 for a new loan"; "The payday or title loan must be for at least 31 days and not longer than 60 days." | Oregon Division of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance license required to make consumer finance loans of $50,000 or less; license issued by the Director of the Department of Consumer and Business Services. Source says: "a consumer finance loan of $50,000 or less... unless the person first obtains a license under this chapter" (ORS 725.045). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
Common questions
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Nearby places
- Fairview, OR — population 10,782
- Troutdale, OR — population 15,717
- Gresham, OR — population 110,685
- Camas, WA — population 27,254
- Washougal, WA — population 16,985
- Happy Valley, OR — population 28,409
- Maywood Park, OR — population 801
- Vancouver, WA — population 196,442