Personal loans in Fairview, OR
The 2020 count to the 2023 estimate shows about 3.5% growth in Fairview. If you are weighing a personal loan in Fairview, start from the payment you can carry; its 10,782 residents face the same statewide rules.
About 10,782 people live in Fairview, placing it 48th of 240 Census places in Oregon. The nearest larger metro is Troutdale, OR about 2 miles away. Lenders active in Fairview report to a Oregon supervisor, identified in the sourced rows below. Begin with the payment, then weigh APR and total interest across the lenders that reach Fairview's 10,782 residents.
Fairview: the sourced local profile
Set out below is Fairview's local context next to the state-level rules that reach every lender here.
- Population: about 10,782 people live here, which puts Fairview 48th of 240 Census places in Oregon (Vintage 2023).
- Population trend: About 3.5% above the 2020 Census base.
- Absolute change: 365 residents added between 2020 and 2023.
- Size percentile: about 80% of Oregon's Census places are smaller than Fairview.
- Density: the Census land area of 3.1 sq mi holds about 3,489 people per square mile.
- Land area: Fairview covers 3.1 square miles, the 69th-largest area among Oregon's 240 places.
- Water: Fairview holds about 0.45 square miles, the 20th-largest water area in Oregon.
- State population share: Fairview accounts for about 0.4% of everyone in Oregon.
- National rank: Fairview sits 2,990th by population among the 19,457 places in this dataset.
- Growth rank: Fairview ranks 37th among Oregon's 240 places for the 2020-to-2023 change.
- Against the state trend: Fairview's 3.5% change compares with a Oregon average of +0.7% across its 240 places.
- Density in Oregon: Fairview ranks 38th by people per square mile.
- Density in context: Fairview's 3,489 people per square mile sit against a Oregon median of 1,575.
- Location: latitude 45.5476, longitude -122.4368 (Census Gazetteer).
- Nearest larger cities: Troutdale (2 mi); Gresham (3 mi); Camas (4 mi); Washougal (5 mi); Happy Valley (9 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller places: Wood Village (1 mi); Maywood Park (6 mi); Johnson City (12 mi).
- Smaller places within 50 miles: 41 of them.
- At 100 miles: 39 larger Census places fall inside that radius.
A practical checklist for Fairview borrowers
Complete these steps first when you borrow in Fairview (10,782 residents):
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Check the Oregon regulator's records to confirm the lender is licensed here.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
The process is identical across Oregon; what changes is your credit file, not the fact that Fairview holds 10,782 people.
Which Oregon laws govern a loan in Fairview
This table holds the Oregon rate and licensing rules for consumer loans made to Fairview's 10,782 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oregon Division of Financial Regulation (Department of Consumer and Business Services) Source says: "Protecting Oregonians' access to fair products and services through education, regulation, and consumer assistance." | Oregon Division of Financial Regulation as of 2026-09-16 |
| Unlicensed lending consequence (state-specific rule) | Unlicensed consumer finance loans are void and uncollectible (principal, interest, fees). Source says: "the consumer finance loan is void... may not... collect, receive or retain principal, interest, a fee or a charge related to... the consumer finance loan" (ORS 725.045(1)(b)). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% per annum default legal rate where the parties have not agreed to a rate. Source says: "The rate of interest for the following transactions, if the parties have not otherwise agreed to a rate of interest, is nine percent per annum" (ORS 82.010(1)). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
Where Fairview sits
Inside Fairview's boundaries lie roughly 3.1 square miles of land and 0.45 square miles of water. The resulting density is about 3,489 people per square mile. The largest place in Oregon, Portland, lies about 10 miles away. Counting outward 50 miles, 31 larger communities surround Fairview. Within the same 50 miles lie 41 smaller Census places.
The anatomy of a Fairview personal loan
With roughly 10,782 residents, Fairview is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Fairview's rank of 48th in Oregon: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Fairview loan but raises total interest, so the smallest payment is not the cheapest loan.
Fairview against the rest of Oregon
Within Oregon, Fairview holds roughly 0.4% of all residents, the 48th-largest share among 240 places. On the 2020-to-2023 trend, Fairview stands 37th among Oregon's 240 places — roughly the 85th percentile. By density, at about 3,489 people per square mile, it ranks 38th in Oregon. By land area, its 3.1 square miles rank 69th of 240 places in Oregon.
Common questions
What are my options in Fairview if my credit is poor?
What loan size can I expect in Fairview?
Do I have to pledge anything to borrow in Fairview?
Does comparing loans in Fairview cost me credit score points?
Nearby places
- Wood Village, OR — population 4,717
- Troutdale, OR — population 15,717
- Gresham, OR — population 110,685
- Camas, WA — population 27,254
- Washougal, WA — population 16,985
- Maywood Park, OR — population 801
- Happy Valley, OR — population 28,409
- Vancouver, WA — population 196,442