Personal loans in Camas, WA
Consumer lending that reaches Camas's 27,254 residents is governed by Washington statute; no city ordinance changes it. An estimated 27,254 people make their home in Camas, a figure that ranks 42nd in Washington.
A personal loan in Camas is priced from your credit file and income, not from the fact that the city holds 27,254 people. The trend for Camas between 2020 and 2023 is upward by roughly 4.5%. Verify the lender's Washington licence against the regulator named below before borrowing in Camas. The nearest larger city is Gresham, OR about 7 miles away.
Where Camas stands
Read the local figures below as context; read the sourced Washington table as the rulebook a lender here must follow.
- Population: an estimated 27,254 residents, 42nd of 281 places in Washington (Census Vintage 2023 subcounty estimate).
- Population trend: Higher by roughly 4.5% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a gain of about 1,181 residents.
- Size percentile: roughly 85% of Washington places rank below Camas.
- Population density: about 1,921 people per square mile across 14.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Camas's 14.2 square miles rank 31st of 281 places in Washington.
- Water: Camas holds about 2.17 square miles, the 24th-largest water area in Washington.
- Within Washington: about 0.5% of the state's population lives in Camas.
- National rank: Camas sits 1,440th by population among the 19,457 places in this dataset.
- Growth rank: Camas's 2020-to-2023 change ranks 70th of 281 places in Washington.
- State comparison: Washington's places average +2.8% for 2020-to-2023, against Camas's 4.5%.
- Density in Washington: Camas ranks 105th by people per square mile.
- Density vs Washington: Camas's 1,921 people per square mile compare with a state median of 1,518.
- Location: 45.6018, -122.4304 (Census Gazetteer coordinates).
- Nearest larger cities: Gresham (7 mi); Vancouver (8 mi); Portland (12 mi); Happy Valley (12 mi); Lake Oswego (18 mi). Living near a larger metro rarely changes what is available in Camas.
- Nearest smaller places: Fairview (4 mi); Washougal (4 mi); Wood Village (5 mi).
- Smaller places within 50 miles: 57 of them.
- Larger places within 100 miles: 17.
Where Camas sits
Camas's land area is about 14.2 square miles; a further 2.17 square miles is water. That land carries about 1,921 people per square mile. The state's population centre of gravity, Seattle, is roughly 139 miles away. A 50-mile radius around Camas takes in 13 places that are larger. Within the same 50 miles lie 57 smaller Census places.
Lender access in Camas
Camas is moderately settled, with about 1,921 people per square mile and 13 larger places within 50 miles. Lenders licensed in Washington reach Camas's 27,254 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Gresham, OR about 7 miles away.
Washington rules behind a Camas personal loan
These are Washington's sourced lending facts as they reach Camas's 27,254 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (Consumer Loan Act, RCW 31.04.035) Source says: No person may engage in any activity subject to this chapter without first obtaining and maintaining a license in accordance with this chapter. | Washington State Legislature (RCW) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum, or four points above the Federal Reserve bill rate, whichever is higher (RCW 19.52.020) Source says: any rate of interest shall be legal so long as the rate of interest does not exceed the higher of: (a) Twelve percent per annum | Washington State Legislature (RCW) as of 2026-09-16 |
Before you apply in Camas
Before you hand your details to a lender in Camas, where the population is near 27,254:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Check the Washington regulator's records to confirm the lender is licensed here.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
What differs between Camas and the rest of Washington is not the process but the borrower's own file, among the 27,254 people here.
Camas's place among Washington's 281 places
Among Washington's 281 places, Camas sits at 42nd for population, a share of roughly 0.5% of the state. On the 2020-to-2023 trend, Camas stands 70th among Washington's 281 places — roughly the 75th percentile. By density, at about 1,921 people per square mile, it ranks 105th in Washington. Between 2020 and 2023 the count changed by roughly 1,181 residents.
Common questions
What are my options in Camas if my credit is poor?
What loan size can I expect in Camas?
Do I have to pledge anything to borrow in Camas?
Does comparing loans in Camas cost me credit score points?
Nearby places
- Fairview, OR — population 10,782
- Wood Village, OR — population 4,717
- Troutdale, OR — population 15,717
- Washougal, WA — population 16,985
- Gresham, OR — population 110,685
- Maywood Park, OR — population 801
- Vancouver, WA — population 196,442
- Happy Valley, OR — population 28,409