Personal loans in Maywood Park, OR

Maywood Park lost roughly 3.1% of its population across the 2020-to-2023 comparison. The Census estimates 801 residents in Maywood Park, which ranks it 174th of 240 places in Oregon.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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Maywood Park is a small community in Oregon, with an estimated 801 residents, and every licensed lender here follows the same state rulebook. Verify the lender's Oregon licence against the regulator named below before borrowing in Maywood Park. When Oregon caps or restricts a product, lenders either change the terms or withdraw it from Maywood Park as from the rest of the state. For a bigger market, look to Portland, OR about 4 miles away.

The Maywood Park data picture

Maywood Park is a small community; the notes below cover its population profile and the statewide rules that apply.

Population: 801 residents; Maywood Park is the 174th-largest of 240 places in Oregon (US Census Bureau, Vintage 2023).
Population trend: A decline of about 3.1% across the 2020-to-2023 comparison.
Net change: roughly 26 fewer people than the 2020 Census counted.
Size percentile: roughly 28% of Oregon's places have fewer residents than Maywood Park's 801.
Population density: 4,657 people per square mile on 0.2 square miles of land.
Land area rank: Maywood Park's 0.2 square miles rank 234th of 240 places in Oregon.
Share of Oregon: Maywood Park holds about 0.0% of the state's population, some 801 people.
National rank: Maywood Park is 11,185th of 19,457 places nationwide.
Growth rank: Maywood Park ranks 231st among Oregon's 240 places for the 2020-to-2023 change.
Against the state trend: Maywood Park's 3.1% change compares with a Oregon average of +0.7% across its 240 places.
Density rank: Maywood Park places 16th among Oregon's places by people per square mile.
Density in context: Maywood Park's 4,657 people per square mile sit against a Oregon median of 1,575.
Location: 45.5525 / -122.5618, per the US Census Bureau Gazetteer.
Nearest larger cities: Portland (4 mi); Fairview (6 mi); Vancouver (6 mi); Gresham (7 mi); Wood Village (7 mi). A branch is convenient; it is not what sets your APR.
Nearest smaller towns: Johnson City (10 mi); Rivergrove (14 mi); Barlow (22 mi).
Smaller neighbours: 7 places smaller than Maywood Park sit within 50 miles.
Larger places within 100 miles: 125.

Steps to take before a Maywood Park loan

For Maywood Park's roughly 801 residents, these are the steps that most influence the offer:

Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
Use the loan calculator to test the payment on your intended amount and term.
Shop at least three lenders and judge them on APR and total cost.
Confirm the Oregon licence with the regulator named above before committing.
Decide the purpose and how you will repay it before approaching any lender.
When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
Check the disclosure for fees that raise the true cost above the quoted rate.

The process is identical across Oregon; what changes is your credit file, not the fact that Maywood Park holds 801 people.

Which Oregon laws govern a loan in Maywood Park

Read the table as a lender's compliance picture for Maywood Park: the rule, the sourced figure, the publisher and the date.

Rule	Detail	Source
State lending regulator	Oregon Division of Financial Regulation (Department of Consumer and Business Services) Source says: "Protecting Oregonians' access to fair products and services through education, regulation, and consumer assistance."	Oregon Division of Financial Regulation as of 2026-09-16
Maximum legal interest rate (usury cap)	9% per annum default legal rate where the parties have not agreed to a rate. Source says: "The rate of interest for the following transactions, if the parties have not otherwise agreed to a rate of interest, is nine percent per annum" (ORS 82.010(1)).	Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16
Payday lending status	Legal for licensed payday/title lenders; term 31-60 days; one-time 10% origination fee capped at $30; interest limited to 36%/yr; max APR 153.77%. Source says: "Interest rates are limited to 36 percent annually. The maximum APR (interest and fees) is 153.77 percent"; "A one-time 10 percent loan origination fee, up to a maximum of $30 for a new loan"; "The payday or title loan must be for at least 31 days and not longer than 60 days."	Oregon Division of Financial Regulation as of 2026-09-16

Maywood Park's place among Oregon's 240 places

Within Oregon, Maywood Park holds roughly 0.0% of all residents, the 174th-largest share among 240 places. Its 2020-to-2023 change ranks 231st of 240 Oregon places, putting it near the 4th percentile for growth. By density, at about 4,657 people per square mile, it ranks 16th in Oregon. By land area, its 0.2 square miles rank 234th of 240 places in Oregon.

Getting a loan in Maywood Park

With about 4,657 residents per square mile, Maywood Park is fairly dense, and 64 larger Census places sit within 50 miles. A Oregon licence lets a lender serve Maywood Park without a local office, so branch density does not change what its 801 residents are offered. For a larger market, the closest option is Portland, OR about 4 miles away.

How a Maywood Park personal loan is priced

Maywood Park is a small community of about 801 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Maywood Park's rank of 174th in Oregon: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Maywood Park decides the split between a comfortable payment and the total interest you pay.

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Common questions

What are my options in Maywood Park if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Maywood Park is the same as anywhere in Oregon.

What loan size can I expect in Maywood Park?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Maywood Park?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Maywood Park cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Portland, OR — population 630,498
Vancouver, WA — population 196,442
Milwaukie, OR — population 21,594
Fairview, OR — population 10,782
Happy Valley, OR — population 28,409
Gresham, OR — population 110,685
Camas, WA — population 27,254
Wood Village, OR — population 4,717