Personal loans in Wonewoc, WI
Consumer lending that reaches Wonewoc's 738 residents is governed by Wisconsin statute; no city ordinance changes it. With an estimated 738 residents, Wonewoc is the 413th-largest of 605 places in Wisconsin.
Personal loans in Wonewoc are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 738 population. The 2020 count to the 2023 estimate shows about 2.9% decline in Wonewoc. If debt is already a strain, a nonprofit credit counsellor can help Wonewoc residents before they take on more. The closest larger place is Hillsboro, WI about 6 miles away.
Borrowing in Wonewoc: the local picture
Set out below is Wonewoc's local context next to the state-level rules that reach every lender here.
- Population: 738 residents; Wonewoc is the 413th-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 2.9% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 22 residents.
- Size percentile: about 32% of Wisconsin communities are smaller than Wonewoc (738 residents).
- Density: the Census land area of 1.1 sq mi holds about 661 people per square mile.
- Land area: Wonewoc covers 1.1 square miles, the 462nd-largest area among Wisconsin's 605 places.
- Share of Wisconsin: Wonewoc holds about 0.0% of the state's population, some 738 people.
- Nationally: Wonewoc is the 11,547th-largest of 19,457 Census places in the dataset.
- Growth rank: Wonewoc ranks 566th among Wisconsin's 605 places for the 2020-to-2023 change.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Wonewoc's 2.9%.
- Density rank: Wonewoc places 354th among Wisconsin's places by people per square mile.
- Against the state median: Wonewoc runs about 661 residents per square mile, where the Wisconsin median is 800.
- Location: the Census Gazetteer records it at 43.6535, -90.2242.
- Nearest larger cities: Hillsboro (6 mi); Elroy (7 mi); Mauston (12 mi); Reedsburg (14 mi); New Lisbon (16 mi). Online lenders reach Wonewoc no matter how far the nearest branch is.
- Smaller places nearby: Union Center (3 mi); La Valle (7 mi); Ironton (9 mi).
- Within a 50-mile radius: 44 smaller Census places.
- Larger places within 100 miles: 254.
The state rulebook for Wonewoc
Every row below records a Wisconsin rule, its publisher and its retrieval date — the same rules a Wonewoc lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Lender access in Wonewoc
Wonewoc is a moderately settled community of about 738 people, with 47 larger places inside a 50-mile radius. Lenders licensed in Wisconsin reach Wonewoc's 738 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Hillsboro, WI about 6 miles away.
Land, water and location for Wonewoc
Wonewoc's land area is roughly 1.1 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 661 residents per square mile. The state's population centre of gravity, Milwaukee, is roughly 121 miles away. Counting outward 50 miles, 47 larger communities surround Wonewoc. By land area it ranks 462nd of 605 Wisconsin places.
How Wonewoc compares across Wisconsin
Against Wisconsin's other places, Wonewoc accounts for about 0.0% of the state's population and ranks 413th of 605 by size. For population change between 2020 and 2023, Wonewoc ranks 566th of 605 in Wisconsin (about the 6th percentile). Its roughly 661 residents per square mile place it 354th among Wisconsin's places. By land area, its 1.1 square miles rank 462nd of 605 places in Wisconsin.
How personal loans work in Wonewoc
A Wonewoc personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 738 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Wonewoc. The term you choose in Wonewoc decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Wonewoc if my credit is poor?
What loan size can I expect in Wonewoc?
Do I have to pledge anything to borrow in Wonewoc?
Does comparing loans in Wonewoc cost me credit score points?
Nearby places
- Union Center, WI — population 217
- Elroy, WI — population 1,326
- Hillsboro, WI — population 1,420
- La Valle, WI — population 377
- Cazenovia, WI — population 354
- Ironton, WI — population 267
- Lime Ridge, WI — population 155
- Kendall, WI — population 477