Personal loans in Lime Ridge, WI
At about 155 residents, Lime Ridge is larger than roughly 3% of the places in Wisconsin. For a borrower among the roughly 155 residents of Lime Ridge, a personal loan is a tool whose cost turns on the terms, not the address.
A 2020-to-2023 comparison shows Lime Ridge down by about 2.5%. Decide the purpose of the loan and your repayment plan before sharing any details with a Lime Ridge lender. When Wisconsin caps or restricts a product, lenders either change the terms or withdraw it from Lime Ridge as from the rest of the state. The nearest larger metro is Cazenovia, WI about 5 miles away.
Borrowing in Lime Ridge: the local picture
What follows is Lime Ridge's place in the Census record, alongside the Wisconsin rules that govern a personal loan made here.
- Population: 155 — Lime Ridge ranks 584th of 605 communities in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 2.5%.
- Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
- Size percentile: Lime Ridge sits ahead of around 3% of Wisconsin places, at 155 people.
- Population density: about 155 people per square mile across 1.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Lime Ridge covers 1.0 square miles, the 489th-largest area among Wisconsin's 605 places.
- Share of state population: Lime Ridge's 155 residents are about 0.0% of Wisconsin.
- National rank: Lime Ridge is 17,219th of 19,457 places nationwide.
- Growth rank: Lime Ridge's 2020-to-2023 change ranks 542nd of 605 places in Wisconsin.
- Versus Wisconsin: the state average change is +0.4%, while Lime Ridge moved 2.5%.
- Density rank: Lime Ridge places 567th among Wisconsin's places by people per square mile.
- Density in context: Lime Ridge's 155 people per square mile sit against a Wisconsin median of 800.
- Location: it lies at 43.4676, -90.1577 in the Census Gazetteer.
- Nearest larger cities: Cazenovia (5 mi); Ironton (5 mi); Loganville (6 mi); La Valle (8 mi); Reedsburg (9 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities within reach: Yuba (14 mi); Boaz (21 mi); Bell Center (36 mi).
- Smaller places within 50 miles: 8 of them.
- Larger places within 100 miles: 416.
A practical checklist for Lime Ridge borrowers
A sensible order of operations for a loan in Lime Ridge, home to about 155 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the lender holds a Wisconsin licence by checking the regulator named above.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
In Lime Ridge as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 155 residents.
Lender access in Lime Ridge
Lime Ridge is a lightly settled community of about 155 people, with 98 larger places inside a 50-mile radius. What is available to Lime Ridge's 155 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Cazenovia, WI about 5 miles away.
Where Lime Ridge sits
Inside Lime Ridge's boundaries lie about 1.0 square miles of land, with no significant water area recorded. That land carries about 155 people per square mile. Milwaukee, the largest place in Wisconsin, is about 114 miles from Lime Ridge. A 50-mile radius around Lime Ridge takes in 98 places that are larger. Within the same 50 miles lie 8 smaller Census places.
The state rulebook for Lime Ridge
This table holds the Wisconsin rate and licensing rules for consumer loans made to Lime Ridge's 155 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
How Lime Ridge compares across Wisconsin
Set beside Wisconsin's 605 places, Lime Ridge ranks 584th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Lime Ridge ranks 542nd of 605 in Wisconsin (about the 10th percentile). At about 155 people per square mile, Lime Ridge is the 567th most densely settled place in Wisconsin. The population moved by about 4 people between 2020 and 2023, a 2.5% shift.
Common questions
What are my options in Lime Ridge if my credit is poor?
What loan size can I expect in Lime Ridge?
Do I have to pledge anything to borrow in Lime Ridge?
Does comparing loans in Lime Ridge cost me credit score points?
Nearby places
- Cazenovia, WI — population 354
- Ironton, WI — population 267
- La Valle, WI — population 377
- Loganville, WI — population 290
- Reedsburg, WI — population 10,190
- Wonewoc, WI — population 738
- Plain, WI — population 732
- Rock Springs, WI — population 325