Personal loans in Ironton, WI
A personal loan in Ironton is priced from your credit file and income, not from the fact that the city holds 267 people. About 267 people live in Ironton, placing it 553rd of 605 Census places in Wisconsin.
The closest larger place is La Valle, WI about 3 miles away. Population in Ironton dropped about 2.6% over the three years from 2020 to 2023. Every figure below is Wisconsin's own, applied to Ironton's 267 residents, with the publisher and retrieval date attached. For a community of about 267, the practical step is to compare APR across at least three lenders before committing.
The Ironton data picture
Only a few things actually differ by place — population, area, location, and the Wisconsin rules a lender must follow — and they are below.
- Population: about 267 people live here, which puts Ironton 553rd of 605 Census places in Wisconsin (Vintage 2023).
- Population trend: Roughly 2.6% fewer residents than the 2020 Census counted.
- People gained or lost: about 7 fewer since the 2020 base.
- Size percentile: about 9% of Wisconsin's Census places are smaller than Ironton.
- Density: roughly 802 residents per square mile, spread over 0.3 sq mi of land.
- Land area rank: Ironton's 0.3 square miles rank 597th of 605 places in Wisconsin.
- State population share: Ironton accounts for about 0.0% of everyone in Wisconsin.
- National rank: Ironton sits 15,524th by population among the 19,457 places in this dataset.
- Growth in Wisconsin: Ironton stands 543rd by percentage change from 2020 to 2023, among 605 places.
- Versus Wisconsin: the state average change is +0.4%, while Ironton moved 2.6%.
- Density rank: Ironton is the 300th most densely settled place in Wisconsin.
- Density in context: Ironton's 802 people per square mile sit against a Wisconsin median of 800.
- Location: mapped by the US Census Bureau at 43.5442, -90.1455.
- Nearest larger cities: La Valle (3 mi); Cazenovia (3 mi); Reedsburg (8 mi); Wonewoc (9 mi); Loganville (9 mi). Living near a larger metro rarely changes what is available in Ironton.
- Smaller places close by: Lime Ridge (5 mi); Union Center (11 mi); Yuba (14 mi).
- Smaller places within 50 miles: 14 of them.
- Within 100 miles: 383 places are larger than Ironton.
Lender access in Ironton
With about 802 residents per square mile, Ironton is moderately settled, and 89 larger Census places sit within 50 miles. Lenders licensed in Wisconsin reach Ironton's 267 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is La Valle, WI about 3 miles away.
Inside a Ironton personal loan
Most loans made to Ironton's 267 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Ironton's rank of 553rd in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Ironton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Where Ironton sits
Ironton covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 802 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 114 miles away. A 50-mile radius around Ironton takes in 89 places that are larger. Within the same 50 miles lie 14 smaller Census places.
How Wisconsin law applies in Ironton
Below are the Wisconsin rules that apply to a loan made in Ironton, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Ironton's place among Wisconsin's 605 places
Within Wisconsin, Ironton holds roughly 0.0% of all residents, the 553rd-largest share among 605 places. For population change between 2020 and 2023, Ironton ranks 543rd of 605 in Wisconsin (about the 10th percentile). By density, at about 802 people per square mile, it ranks 300th in Wisconsin. Between 2020 and 2023 the count changed by roughly 7 residents.
Common questions
What are my options in Ironton if my credit is poor?
What loan size can I expect in Ironton?
Do I have to pledge anything to borrow in Ironton?
Does comparing loans in Ironton cost me credit score points?
Nearby places
- La Valle, WI — population 377
- Cazenovia, WI — population 354
- Lime Ridge, WI — population 155
- Wonewoc, WI — population 738
- Reedsburg, WI — population 10,190
- Loganville, WI — population 290
- Union Center, WI — population 217
- Hillsboro, WI — population 1,420