Personal loans in Hillsboro, WI
The first question in Hillsboro is not the rate on offer but whether the payment fits; about 1,420 people live here under Wisconsin lending law. The 2020 count to the 2023 estimate shows about 1.5% growth in Hillsboro.
The Census counts 1,420 people in Hillsboro, the 313th-largest figure among Wisconsin's 605 places. Read the disclosure for an origination fee and any prepayment penalty before signing in Hillsboro. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Hillsboro's 1,420 residents. The closest larger place is Mauston, WI about 16 miles away.
Hillsboro: the sourced local profile
Two layers matter for a Hillsboro borrower: the local population picture and Wisconsin's consumer-lending statutes.
- Population: the Census counts 1,420 residents in Hillsboro (Vintage 2023 subcounty estimate), the 313th-largest figure among Wisconsin's 605 places.
- Population trend: A rise of about 1.5% from 2020 to 2023.
- Absolute change: 21 residents added between 2020 and 2023.
- Size percentile: roughly 48% of Wisconsin's places have fewer residents than Hillsboro's 1,420.
- Density: the Census land area of 1.4 sq mi holds about 1,007 people per square mile.
- Land area: Hillsboro covers 1.4 square miles, the 406th-largest area among Wisconsin's 605 places.
- Water: Hillsboro holds about 0.04 square miles, the 256th-largest water area in Wisconsin.
- Share of Wisconsin: Hillsboro holds about 0.0% of the state's population, some 1,420 people.
- National rank: Hillsboro is the 8,895th most populous of the 19,457 Census places covered here.
- Growth rank: Hillsboro's 2020-to-2023 change ranks 127th of 605 places in Wisconsin.
- Against the state trend: Hillsboro's 1.5% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density rank: Hillsboro places 220th among Wisconsin's places by people per square mile.
- Against the state median: Hillsboro runs about 1,007 residents per square mile, where the Wisconsin median is 800.
- Location: mapped by the US Census Bureau at 43.6565, -90.3344.
- Nearest larger cities: Mauston (16 mi); New Lisbon (17 mi); Reedsburg (19 mi); Richland Center (22 mi); Tomah (24 mi). Larger metros often have more branches, but online lenders reach Hillsboro on the same terms.
- Smaller communities within reach: Union Center (4 mi); Wonewoc (6 mi); Elroy (7 mi).
- Smaller neighbours: 65 places smaller than Hillsboro sit within 50 miles.
- Within 100 miles: 163 places are larger than Hillsboro.
Hillsboro in state context
Among Wisconsin's 605 places, Hillsboro sits at 313th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Hillsboro ranks 127th of 605 in Wisconsin (about the 79th percentile). By density, at about 1,007 people per square mile, it ranks 220th in Wisconsin. By land area, its 1.4 square miles rank 406th of 605 places in Wisconsin.
The anatomy of a Hillsboro personal loan
With roughly 1,420 residents, Hillsboro is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Hillsboro's 1,420 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Hillsboro decides the split between a comfortable payment and the total interest you pay.
Which Wisconsin laws govern a loan in Hillsboro
These are Wisconsin's sourced lending facts as they reach Hillsboro's 1,420 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Land, water and location for Hillsboro
Hillsboro's land area is about 1.4 square miles; a further 0.04 square miles is water. Spread across it are roughly 1,007 residents per square mile. Milwaukee, the largest place in Wisconsin, is about 126 miles from Hillsboro. A 50-mile radius around Hillsboro takes in 28 places that are larger. By land area it ranks 406th of 605 Wisconsin places.
How lenders reach Hillsboro
Hillsboro is a moderately settled community of about 1,420 people, with 28 larger places inside a 50-mile radius. A Wisconsin licence lets a lender serve Hillsboro without a local office, so branch density does not change what its 1,420 residents are offered. The nearest bigger place is Mauston, WI about 16 miles away.
Common questions
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Nearby places
- Union Center, WI — population 217
- Elroy, WI — population 1,326
- Wonewoc, WI — population 738
- Kendall, WI — population 477
- Yuba, WI — population 51
- Cazenovia, WI — population 354
- La Valle, WI — population 377
- Ironton, WI — population 267