Personal loans in Winifred, MT

For a borrower among the roughly 174 residents of Winifred, a personal loan is a tool whose cost turns on the terms, not the address. The trend for Winifred between 2020 and 2023 is upward by roughly 2.4%. Pull your credit reports and line up at least three offers before you apply from Winifred. The nearest larger metro is Denton, MT about 31 miles away.

Local context for Winifred

Only a few things actually differ by place — population, area, location, and the Montana rules a lender must follow — and they are below.

• Population: 174 — Winifred ranks 108th of 127 communities in Montana (US Census Bureau, Vintage 2023).
• Population trend: A gain of roughly 2.4% between 2020 and 2023.
• Absolute change: 4 residents added between 2020 and 2023.
• Size percentile: roughly 15% of Montana's places have fewer residents than Winifred's 174.
• Land and density: 0.5 square miles of land carry roughly 332 residents per square mile.
• Land area: Winifred covers 0.5 square miles, the 93rd-largest area among Montana's 127 places.
• State population share: Winifred accounts for about 0.0% of everyone in Montana.
• National rank: Winifred sits 16,893rd by population among the 19,457 places in this dataset.
• Growth in Montana: Winifred stands 68th by percentage change from 2020 to 2023, among 127 places.
• Versus Montana: the state average change is +3.8%, while Winifred moved 2.4%.
• Density rank: Winifred is the 109th most densely settled place in Montana.
• Against the state median: Winifred runs about 332 residents per square mile, where the Montana median is 1,071.
• Location: it lies at 47.5621, -109.3773 in the Census Gazetteer.
• Nearest larger cities: Denton (31 mi); Lewistown (35 mi); Geraldine (42 mi); Moore (43 mi); Hobson (45 mi). Living near a larger metro rarely changes what is available in Winifred.
• Smaller places close by: Grass Range (46 mi); Judith Gap (64 mi); Neihart (77 mi).
• Smaller places within 50 miles: 1 of them.
• Within 100 miles: 19 places are larger than Winifred.

Where Winifred sits in Montana

Set beside Montana's 127 places, Winifred ranks 108th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Winifred ranks 68th of 127 in Montana (about the 46th percentile). At about 332 people per square mile, Winifred is the 109th most densely settled place in Montana. Between 2020 and 2023 the count changed by roughly 4 residents.

Montana consumer-lending rules applied in Winifred

When Montana does not publish a figure, the row links to the source instead of inventing a number; Winifred is bound by the same rules.

How a Winifred personal loan is priced

Most loans made to Winifred's 174 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Winifred lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Winifred loan but raises total interest, so the smallest payment is not the cheapest loan.

How lenders reach Winifred

Winifred is lightly settled, with about 332 people per square mile and 6 larger places within 50 miles. A Montana licence lets a lender serve Winifred without a local office, so branch density does not change what its 174 residents are offered. The nearest larger city, Denton, MT about 31 miles away.

Where Winifred sits

Winifred's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 332 people per square mile. For the state's biggest city, Billings, the distance is roughly 129 miles. A 50-mile radius around Winifred takes in 6 places that are larger. By land area it ranks 93rd of 127 Montana places.