Personal loans in Moore, MT
From the 2020 Census base to the 2023 estimate, the population rose by about 3.6%. Moore is a small community of about 202 residents, and a personal loan taken out here is governed by Montana statute.
About 202 people live in Moore, placing it 105th of 127 Census places in Montana. The next larger city is Lewistown, MT about 13 miles away. Consumer lending that reaches Moore's 202 residents is governed by Montana statute; no city ordinance changes it. For a community of about 202, the practical step is to compare APR across at least three lenders before committing.
Local context for Moore
The figures below are Moore's own — Census population, land area and coordinates — followed by the Montana rules.
- Population: an estimated 202 residents, 105th of 127 places in Montana (Census Vintage 2023 subcounty estimate).
- Population trend: Up about 3.6% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a gain of about 7 residents.
- Size percentile: with 202 residents, Moore is larger than about 17% of Montana's Census places.
- Population density: about 692 people per square mile across 0.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Moore ranks 112th among Montana's 127 places, at 0.3 sq mi.
- State share: roughly 0.0% of Montana's residents live in Moore (202 people).
- National rank: Moore is the 16,467th most populous of the 19,457 Census places covered here.
- Growth rank: Moore ranks 54th among Montana's 127 places for the 2020-to-2023 change.
- Versus Montana: the state average change is +3.8%, while Moore moved 3.6%.
- Density rank: Moore places 88th among Montana's places by people per square mile.
- Against the state median: Moore runs about 692 residents per square mile, where the Montana median is 1,071.
- Location: latitude 46.9750, longitude -109.6951 (Census Gazetteer).
- Nearest larger cities: Lewistown (13 mi); Denton (27 mi); Stanford (28 mi); Harlowton (38 mi); Geraldine (51 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Hobson (9 mi); Judith Gap (21 mi); Grass Range (42 mi).
- Within a 50-mile radius: 5 smaller Census places.
- Within 100 miles: 21 places are larger than Moore.
The Montana lending rules that reach Moore
When Montana does not publish a figure, the row links to the source instead of inventing a number; Moore is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Montana Division of Banking and Financial Institutions (BFID), Department of Administration Source says: "The Montana Division of Banking and Financial Institutions (Division) does all of its licensing through the Nationwide Multistate Licensing System (NMLS)." | Montana Department of Administration, Division of Banking and Financial Institutions as of 2026-09-16 |
| Deferred deposit loan license requirement (MCA 31-1-705) | A person may not engage in or offer to engage in the business of making deferred deposit loans unless licensed by the department Source says: "A person may not engage in or offer to engage in the business of making deferred deposit loans unless licensed by the department." | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Greater of 15% or prime rate + 6 percentage points per year (written agreement); regulated lenders exempt Source says: "Parties may agree in writing to the payment of any rate of interest that does not exceed the greater of 15%" | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
Where Moore sits
The Census Gazetteer records about 0.3 square miles of land within Moore, with no significant water area listed. With 202 residents, the land area yields roughly 692 people per square mile. The state's population centre of gravity, Billings, is roughly 98 miles away. A 50-mile radius around Moore takes in 4 places that are larger. Within the same 50 miles lie 5 smaller Census places.
How personal loans work in Moore
In Moore, a small community of about 202, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Moore's 202 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Moore decides the split between a comfortable payment and the total interest you pay.
The Moore borrowing checklist
For Moore's roughly 202 residents, these are the steps that most influence the offer:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the Montana licence with the regulator named above before committing.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
What differs between Moore and the rest of Montana is not the process but the borrower's own file, among the 202 people here.
Moore's place among Montana's 127 places
Within Montana, Moore holds roughly 0.0% of all residents, the 105th-largest share among 127 places. Its 2020-to-2023 change ranks 54th of 127 Montana places, putting it near the 57th percentile for growth. By density, at about 692 people per square mile, it ranks 88th in Montana. In land area, Moore ranks 112th among Montana's 127 places.
Common questions
What are my options in Moore if my credit is poor?
What loan size can I expect in Moore?
Do I have to pledge anything to borrow in Moore?
Does comparing loans in Moore cost me credit score points?
Nearby places
- Hobson, MT — population 184
- Lewistown, MT — population 6,149
- Judith Gap, MT — population 106
- Denton, MT — population 212
- Stanford, MT — population 410
- Harlowton, MT — population 949
- Winifred, MT — population 174
- Ryegate, MT — population 225