Personal loans in Denton, MT
A personal loan in Denton is priced from your credit file and income, not from the fact that the city holds 212 people. The Census counts 212 people in Denton, the 102nd-largest figure among Montana's 127 places.
The trend for Denton between 2020 and 2023 is upward by roughly 2.4%. Use the calculator on this page to price an amount and term before you commit in Denton. The closest larger city is Stanford, MT about 17 miles away. A lender that serves Denton operates under Montana lending statutes and a Montana supervisor.
The Denton data picture
Only a few things actually differ by place — population, area, location, and the Montana rules a lender must follow — and they are below.
- Population: the Census counts 212 residents in Denton (Vintage 2023 subcounty estimate), the 102nd-largest figure among Montana's 127 places.
- Population trend: Roughly 2.4% more residents than the 2020 Census counted.
- Net change: roughly 5 more people than the 2020 Census counted.
- Size percentile: Denton's 212 people outrank roughly 20% of the places in Montana.
- Density: the Census land area of 0.7 sq mi holds about 297 people per square mile.
- Land area: Denton covers 0.7 square miles, the 77th-largest area among Montana's 127 places.
- Within Montana: about 0.0% of the state's population lives in Denton.
- National standing: Denton ranks 16,295th of 19,457 US places.
- Growth rank: Denton ranks 66th among Montana's 127 places for the 2020-to-2023 change.
- State comparison: Montana's places average +3.8% for 2020-to-2023, against Denton's 2.4%.
- Density rank: Denton is the 113th most densely settled place in Montana.
- Against the state median: Denton runs about 297 residents per square mile, where the Montana median is 1,071.
- Location: coordinates 47.3222, -109.9482 (US Census Bureau Gazetteer).
- Nearest larger cities: Stanford (17 mi); Lewistown (30 mi); Belt (46 mi); Fort Benton (48 mi); Big Sandy (60 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Hobson (23 mi); Geraldine (24 mi); Moore (27 mi).
- Smaller neighbours: 6 places smaller than Denton sit within 50 miles.
- Larger places within 100 miles: 17.
What shapes a Denton personal loan
Most loans made to Denton's 212 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Denton. Because the payment is fixed, the total cost of a Denton loan is knowable in advance — unlike a revolving card balance.
What to do before borrowing in Denton
Before you apply in Denton, a community of about 212, work through these steps:
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the Montana licence with the regulator named above before committing.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
The process is identical across Montana; what changes is your credit file, not the fact that Denton holds 212 people.
How Montana law applies in Denton
When Montana does not publish a figure, the row links to the source instead of inventing a number; Denton is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Montana Division of Banking and Financial Institutions (BFID), Department of Administration Source says: "The Montana Division of Banking and Financial Institutions (Division) does all of its licensing through the Nationwide Multistate Licensing System (NMLS)." | Montana Department of Administration, Division of Banking and Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Greater of 15% or prime rate + 6 percentage points per year (written agreement); regulated lenders exempt Source says: "Parties may agree in writing to the payment of any rate of interest that does not exceed the greater of 15%" | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must be licensed; fee capped at 36% per annum Source says: "A licensee may not charge a fee for making or carrying each deferred deposit loan authorized by this part that exceeds 36% per annum" | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
Where Denton sits
The Census Gazetteer records about 0.7 square miles of land within Denton, with no significant water area listed. Spread across it are roughly 297 residents per square mile. Billings, the largest place in Montana, is about 125 miles from Denton. Within 50 miles of Denton there are 4 larger Census places. By land area it ranks 77th of 127 Montana places.
Getting a loan in Denton
At roughly 297 people per square mile, Denton is lightly settled; 4 larger places lie within 50 miles. Distance to a branch rarely matters for Denton's 212 residents: the application is online and the price follows your credit file. The nearest larger city, Stanford, MT about 17 miles away.
Common questions
What are my options in Denton if my credit is poor?
What loan size can I expect in Denton?
Do I have to pledge anything to borrow in Denton?
Does comparing loans in Denton cost me credit score points?
Nearby places
- Stanford, MT — population 410
- Hobson, MT — population 184
- Geraldine, MT — population 203
- Moore, MT — population 202
- Lewistown, MT — population 6,149
- Winifred, MT — population 174
- Judith Gap, MT — population 106
- Fort Benton, MT — population 1,425