Personal loans in Grass Range, MT

A personal loan in Grass Range is priced from your credit file and income, not from the fact that the city holds 115 people. The Census estimates 115 residents in Grass Range, which ranks it 119th of 127 places in Montana.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Pull your credit reports and line up at least three offers before you apply from Grass Range. The 2020 count to the 2023 estimate shows about 2.7% growth in Grass Range. When Montana caps or restricts a product, lenders either change the terms or withdraw it from Grass Range as from the rest of the state. The closest larger place is Winnett, MT about 22 miles away.

Grass Range: population, trend and location

Grass Range is a small community; the notes below cover its population profile and the statewide rules that apply.

Grass Range against the rest of Montana

Among Montana's 127 places, Grass Range sits at 119th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 62nd of 127 Montana places, putting it near the 51th percentile for growth. By density, at about 821 people per square mile, it ranks 81st in Montana. Within 50 miles sit 0 smaller Census places, alongside the 5 that are larger.

Grass Range on the map

The Census Gazetteer records about 0.1 square miles of land within Grass Range, with no significant water area listed. With 115 residents, the land area yields roughly 821 people per square mile. The largest place in Montana, Billings, lies about 86 miles away. A 50-mile radius around Grass Range takes in 5 places that are larger. Within the same 50 miles lie 0 smaller Census places.

A pre-application checklist for Grass Range

A sensible order of operations for a loan in Grass Range, home to about 115 people:

  1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Shop at least three lenders and judge them on APR and total cost.
  4. Look the lender up in the Montana regulator's licence records before you sign.
  5. Keep the amount to the expense; an approval is not a reason to take more.
  6. Be clear on what the loan is for and how it gets repaid.
  7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

The process is identical across Montana; what changes is your credit file, not the fact that Grass Range holds 115 people.

What Montana law requires in Grass Range

Read the table as a lender's compliance picture for Grass Range: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorMontana Division of Banking and Financial Institutions (BFID), Department of Administration
Source says: "The Montana Division of Banking and Financial Institutions (Division) does all of its licensing through the Nationwide Multistate Licensing System (NMLS)."
Montana Department of Administration, Division of Banking and Financial Institutions
as of 2026-09-16
Payday lending statusLegal; deferred deposit lenders must be licensed; fee capped at 36% per annum
Source says: "A licensee may not charge a fee for making or carrying each deferred deposit loan authorized by this part that exceeds 36% per annum"
Montana Legislative Services Division (Montana Code Annotated)
as of 2026-09-16
Small-loan / installment lender licensingConsumer loan license required under the Montana Consumer Loan Act (32-5-101); licensing through NMLS
Source says: "A consumer loan license is needed to engage in business as defined in the Montana Consumer Loan Act"
Montana Department of Administration, Division of Banking and Financial Institutions
as of 2026-09-16

Borrowing reach in Grass Range

Grass Range is moderately settled, with about 821 people per square mile and 5 larger places within 50 miles. What is available to Grass Range's 115 borrowers is set by Montana licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Winnett, MT about 22 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Grass Range if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Grass Range is the same as anywhere in Montana.
What loan size can I expect in Grass Range?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Grass Range?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Grass Range cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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