Personal loans in Wickes, AR

About 653 people live in Wickes, placing it 228th of 500 Census places in Arkansas. Begin with the payment, then weigh APR and total interest across the lenders that reach Wickes's 653 residents. Lenders active in Wickes report to a Arkansas supervisor, identified in the sourced rows below. The closest larger place is De Queen, AR about 18 miles away.

Wickes: the sourced local profile

Only a few things actually differ by place — population, area, location, and the Arkansas rules a lender must follow — and they are below.

• Population: 653 — Wickes ranks 228th of 500 communities in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: About 2.8% above the 2020 Census base.
• People gained or lost: about 18 more since the 2020 base.
• Size percentile: about 54% of Arkansas communities are smaller than Wickes (653 residents).
• Density: roughly 281 residents per square mile, spread over 2.3 sq mi of land.
• By land area: Wickes ranks 226th among Arkansas's 500 places, at 2.3 sq mi.
• Water area rank: Wickes ranks 153rd among Arkansas's 500 places, with 0.02 sq mi.
• Share of Arkansas: Wickes holds about 0.0% of the state's population, some 653 people.
• National rank: Wickes sits 12,085th by population among the 19,457 places in this dataset.
• Growth rank: Wickes's 2020-to-2023 change ranks 92nd of 500 places in Arkansas.
• Versus Arkansas: the state average change is +0.3%, while Wickes moved 2.8%.
• Density rank: Wickes is the 318th most densely settled place in Arkansas.
• Density vs Arkansas: Wickes's 281 people per square mile compare with a state median of 386.
• Location: coordinates 34.2997, -94.3273 (US Census Bureau Gazetteer).
• Nearest larger cities: De Queen (18 mi); Mena (20 mi); Dierks (22 mi); Horatio (25 mi); Broken Bow (30 mi). Online lenders reach Wickes no matter how far the nearest branch is.
• Smaller communities close by: Grannis (4 mi); Vandervoort (6 mi); Gillham (9 mi), each with its own Census population profile.
• Smaller neighbours: 22 places smaller than Wickes sit within 50 miles.
• Within 100 miles: 113 places are larger than Wickes.

How lenders reach Wickes

At roughly 281 people per square mile, Wickes is lightly settled; 17 larger places lie within 50 miles. Lenders licensed in Arkansas reach Wickes's 653 residents online, so the nearest branch is not what sets your APR. The nearest larger city, De Queen, AR about 18 miles away.

The Wickes borrowing checklist

Before you apply in Wickes, a community of about 653, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Test your amount and term in the personal loan calculator first.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the Arkansas licence with the regulator named above before committing.
5. Make sure the new payment leaves room in a budget you already keep.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

None of these steps is Wickes-specific: the same Arkansas licensing and disclosure rules reach all 653 residents.

Which Arkansas laws govern a loan in Wickes

These are Arkansas's sourced lending facts as they reach Wickes's 653 residents; the state has no city-level rate rule.

Where Wickes sits

Wickes covers about 2.3 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 281 residents per square mile. For the state's biggest city, Little Rock, the distance is roughly 116 miles. Within 50 miles of Wickes there are 17 larger Census places. By land area it ranks 226th of 500 Arkansas places.

What shapes a Wickes personal loan

Most loans made to Wickes's 653 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Wickes's rank of 228th in Arkansas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Wickes loan raises the monthly payment but cuts the interest; lengthening it does the reverse.