Personal loans in Cove, AR

Cove added about 1.2% to its population between the 2020 base and the 2023 estimate. A single loan can carry different costs on either side of a state line, and Cove sits on the Arkansas side of that line. Work out your debt-to-income ratio first; lenders weigh it heavily, and Cove's 326 residents are no exception. The nearest larger metro is Hatfield, AR about 4 miles away.

Cove by the numbers

Most of what governs a Cove loan is written in Arkansas law rather than in the city; the sourced notes below make that split concrete.

• Population: an estimated 326 residents, 314th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
• Population trend: A rise of about 1.2% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 4 residents.
• Size percentile: about 37% of Arkansas communities are smaller than Cove (326 residents).
• Density: the Census land area of 1.6 sq mi holds about 204 people per square mile.
• By land area: Cove ranks 282nd among Arkansas's 500 places, at 1.6 sq mi.
• Water area: Cove has 0.02 square miles of water, ranking 137th of 500 places in Arkansas.
• State share: roughly 0.0% of Arkansas's residents live in Cove (326 people).
• National standing: Cove ranks 14,821st of 19,457 US places.
• Growth rank: Cove's 2020-to-2023 change ranks 163rd of 500 places in Arkansas.
• Against the state trend: Cove's 1.2% change compares with a Arkansas average of +0.3% across its 500 places.
• Density rank: Cove places 375th among Arkansas's places by people per square mile.
• Against the state median: Cove runs about 204 residents per square mile, where the Arkansas median is 386.
• Location: it lies at 34.4390, -94.4223 in the Census Gazetteer.
• Nearest larger cities: Hatfield (4 mi); Wickes (11 mi); Mena (14 mi); Grannis (15 mi); De Queen (28 mi). Living near a larger metro rarely changes what is available in Cove.
• Nearest smaller towns: Vandervoort (5 mi); Gillham (20 mi); Hochatown (27 mi) — useful context for the surrounding area.
• Smaller neighbours: 16 places smaller than Cove sit within 50 miles.
• Larger places within 100 miles: 156.

What shapes a Cove personal loan

Cove is a small community of about 326 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Cove loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Cove decides the split between a comfortable payment and the total interest you pay.

The Arkansas lending rules that reach Cove

Read the table as a lender's compliance picture for Cove: the rule, the sourced figure, the publisher and the date.

How Cove compares across Arkansas

Against Arkansas's other places, Cove accounts for about 0.0% of the state's population and ranks 314th of 500 by size. On the 2020-to-2023 trend, Cove stands 163rd among Arkansas's 500 places — roughly the 67th percentile. By density, at about 204 people per square mile, it ranks 375th in Arkansas. The population moved by about 4 people between 2020 and 2023, a 1.2% shift.

Cove on the map

Cove covers about 1.6 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 204 residents per square mile. The largest place in Arkansas, Little Rock, lies about 119 miles away. Within 50 miles of Cove there are 28 larger Census places. By land area it ranks 282nd of 500 Arkansas places.

Lender access in Cove

At roughly 204 people per square mile, Cove is lightly settled; 28 larger places lie within 50 miles. A Arkansas licence lets a lender serve Cove without a local office, so branch density does not change what its 326 residents are offered. The nearest larger city, Hatfield, AR about 4 miles away.