Personal loans in Hatfield, AR
If you are weighing a personal loan in Hatfield, start from the payment you can carry; its 343 residents face the same statewide rules. At about 343 residents, Hatfield is larger than roughly 38% of the places in Arkansas.
The nearest larger city is Mena, AR about 11 miles away. Hatfield added about 0.6% to its population between the 2020 base and the 2023 estimate. To lend to Hatfield's 343 residents, a company must hold a Arkansas licence, and each sourced row below names the regulator behind it. Rate-shopping from Hatfield costs nothing at pre-qualification, where a soft pull leaves your credit file alone.
What the Census records for Hatfield
Hatfield is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: a Census-estimated 343, 309th among Arkansas's 500 places (Vintage 2023).
- Population trend: Higher by roughly 0.6% since the 2020 count.
- People gained or lost: about 2 more since the 2020 base.
- Size percentile: roughly 38% of Arkansas places rank below Hatfield.
- Density: roughly 257 residents per square mile, spread over 1.3 sq mi of land.
- Land area rank: Hatfield's 1.3 square miles rank 305th of 500 places in Arkansas.
- Water: Hatfield holds about 0.02 square miles, the 144th-largest water area in Arkansas.
- State share: roughly 0.0% of Arkansas's residents live in Hatfield (343 people).
- National rank: Hatfield sits 14,656th by population among the 19,457 places in this dataset.
- Growth rank: Hatfield ranks 202nd among Arkansas's 500 places for the 2020-to-2023 change.
- State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Hatfield's 0.6%.
- Density in Arkansas: Hatfield ranks 334th by people per square mile.
- Against the state median: Hatfield runs about 257 residents per square mile, where the Arkansas median is 386.
- Location: it lies at 34.4845, -94.3799 in the Census Gazetteer.
- Nearest larger cities: Mena (11 mi); Wickes (13 mi); Grannis (17 mi); De Queen (31 mi); Heavener (31 mi). Living near a larger metro rarely changes what is available in Hatfield.
- Smaller communities within reach: Cove (4 mi); Vandervoort (7 mi); Gillham (22 mi).
- Smaller places within 50 miles: 17 of them.
- Larger places within 100 miles: 146.
The anatomy of a Hatfield personal loan
Most loans made to Hatfield's 343 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Hatfield. Shortening the term on a Hatfield loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
The Arkansas lending rules that reach Hatfield
For the roughly 343 residents of Hatfield, the rules below are Arkansas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
Hatfield in state context
Within Arkansas, Hatfield holds roughly 0.0% of all residents, the 309th-largest share among 500 places. Its 2020-to-2023 change ranks 202nd of 500 Arkansas places, putting it near the 60th percentile for growth. At about 257 people per square mile, Hatfield is the 334th most densely settled place in Arkansas. Between 2020 and 2023 the count changed by roughly 2 residents.
Borrowing reach in Hatfield
With about 257 residents per square mile, Hatfield is lightly settled, and 27 larger Census places sit within 50 miles. What is available to Hatfield's 343 borrowers is set by Arkansas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Mena, AR about 11 miles away.
Hatfield on the map
Inside Hatfield's boundaries lie roughly 1.3 square miles of land and 0.02 square miles of water. That land carries about 257 people per square mile. Little Rock, the largest place in Arkansas, is about 116 miles from Hatfield. Counting outward 50 miles, 27 larger communities surround Hatfield. By land area it ranks 305th of 500 Arkansas places.
Common questions
What are my options in Hatfield if my credit is poor?
What loan size can I expect in Hatfield?
Do I have to pledge anything to borrow in Hatfield?
Does comparing loans in Hatfield cost me credit score points?
Nearby places
- Cove, AR — population 326
- Vandervoort, AR — population 113
- Mena, AR — population 5,618
- Wickes, AR — population 653
- Grannis, AR — population 499
- Gillham, AR — population 158
- De Queen, AR — population 6,019
- Heavener, OK — population 3,024