Personal loans in Grannis, AR

Grannis, Arkansas — home to about 499 people — is a small community, so the terms you are offered follow Arkansas law rather than any local rule. To lend to Grannis's 499 residents, a company must hold a Arkansas licence, and each sourced row below names the regulator behind it. Pull your credit reports and line up at least three offers before you apply from Grannis. The closest larger city is Wickes, AR about 4 miles away.

Grannis by the numbers

Two layers matter for a Grannis borrower: the local population picture and Arkansas's consumer-lending statutes.

• Population: about 499 people live here, which puts Grannis 256th of 500 Census places in Arkansas (Vintage 2023).
• Population trend: Up about 0.6% from the 2020 Census base to the 2023 estimate.
• Absolute change: 3 residents added between 2020 and 2023.
• Size percentile: with 499 residents, Grannis is larger than about 49% of Arkansas's Census places.
• Population density: about 63 people per square mile across 7.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Grannis ranks 74th among Arkansas's 500 places, at 7.9 sq mi.
• Water area: Grannis has 0.05 square miles of water, ranking 102nd of 500 places in Arkansas.
• State population share: Grannis accounts for about 0.0% of everyone in Arkansas.
• National rank: Grannis is 13,178th of 19,457 places nationwide.
• Growth rank: Grannis's 2020-to-2023 change ranks 200th of 500 places in Arkansas.
• Versus Arkansas: the state average change is +0.3%, while Grannis moved 0.6%.
• Density rank: Grannis places 481st among Arkansas's places by people per square mile.
• Against the state median: Grannis runs about 63 residents per square mile, where the Arkansas median is 386.
• Location: coordinates 34.2402, -94.3220 (US Census Bureau Gazetteer).
• Nearest larger cities: Wickes (4 mi); De Queen (14 mi); Dierks (19 mi); Lockesburg (20 mi); Horatio (21 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities within reach: Gillham (5 mi); Vandervoort (10 mi); Cove (15 mi).
• Smaller places within 50 miles: 23 of them.
• At 100 miles: 132 larger Census places fall inside that radius.

The Grannis borrowing checklist

Complete these steps first when you borrow in Grannis (499 residents):

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the Arkansas licence with the regulator named above before committing.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

The process is identical across Arkansas; what changes is your credit file, not the fact that Grannis holds 499 people.

Where Grannis sits

Grannis's land area is about 7.9 square miles; a further 0.05 square miles is water. With 499 residents, the land area yields roughly 63 people per square mile. Little Rock, the largest place in Arkansas, is about 117 miles from Grannis. Grannis has 20 larger places within a 50-mile radius. Within the same 50 miles lie 23 smaller Census places.

Grannis's place among Arkansas's 500 places

Against Arkansas's other places, Grannis accounts for about 0.0% of the state's population and ranks 256th of 500 by size. On the 2020-to-2023 trend, Grannis stands 200th among Arkansas's 500 places — roughly the 60th percentile. By density, at about 63 people per square mile, it ranks 481st in Arkansas. In land area, Grannis ranks 74th among Arkansas's 500 places.

How a Grannis personal loan is priced

In Grannis, a small community of about 499, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Grannis's 499 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Grannis loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How Arkansas law applies in Grannis

Arkansas has no separate rate rule for Grannis; the sourced rows below are what reach every lender that serves its 499 people.