Personal loans in Whittemore, IA

Verify the lender's Iowa licence against the regulator named below before borrowing in Whittemore. The 2020 count to the 2023 estimate shows about 3.6% decline in Whittemore. A lender that serves Whittemore operates under Iowa lending statutes and a Iowa supervisor. The nearest larger metro is West Bend, IA about 7 miles away.

Whittemore by the numbers

Here is the sourced Census picture for Whittemore, plus the Iowa lending rules that apply to a loan taken out here.

• Population: about 479 people live here, which puts Whittemore 447th of 940 Census places in Iowa (Vintage 2023).
• Population trend: Lower by roughly 3.6% since the 2020 count.
• People gained or lost: about 18 fewer since the 2020 base.
• Size percentile: about 52% of Iowa's Census places are smaller than Whittemore.
• Population density: about 1,180 people per square mile across 0.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Whittemore covers 0.4 square miles, the 719th-largest area among Iowa's 940 places.
• Share of state population: Whittemore's 479 residents are about 0.0% of Iowa.
• National rank: Whittemore is the 13,339th most populous of the 19,457 Census places covered here.
• Growth in Iowa: Whittemore stands 883rd by percentage change from 2020 to 2023, among 940 places.
• Versus Iowa: the state average change is -0.7%, while Whittemore moved 3.6%.
• Density in Iowa: Whittemore ranks 175th by people per square mile.
• Against the state median: Whittemore runs about 1,180 residents per square mile, where the Iowa median is 672.
• Location: coordinates 43.0633, -94.4252 (US Census Bureau Gazetteer).
• Nearest larger cities: West Bend (7 mi); Algona (10 mi); Emmetsburg (13 mi); Rolfe (18 mi); Bancroft (19 mi). Living near a larger metro rarely changes what is available in Whittemore.
• Smaller places nearby: Rodman (6 mi); Cylinder (7 mi); Fenton (11 mi).
• Smaller places within 50 miles: 75 of them.
• Within 100 miles: 233 places are larger than Whittemore.

How Iowa law applies in Whittemore

Below are the Iowa rules that apply to a loan made in Whittemore, each with the regulator that issued it.

Where Whittemore sits

Inside Whittemore's boundaries lie about 0.4 square miles of land, with no significant water area recorded. Spread across it are roughly 1,180 residents per square mile. The largest place in Iowa, Des Moines, lies about 111 miles away. Within 50 miles of Whittemore there are 51 larger Census places. By land area it ranks 719th of 940 Iowa places.

Lender access in Whittemore

With about 1,180 residents per square mile, Whittemore is moderately settled, and 51 larger Census places sit within 50 miles. What is available to Whittemore's 479 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. The nearest bigger place is West Bend, IA about 7 miles away.

Before you apply in Whittemore

Before you apply in Whittemore, a community of about 479, work through these steps:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the Iowa regulator's records to confirm the lender is licensed here.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Make sure the new payment leaves room in a budget you already keep.

None of these steps is Whittemore-specific: the same Iowa licensing and disclosure rules reach all 479 residents.

Whittemore against the rest of Iowa

Among Iowa's 940 places, Whittemore sits at 447th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 883rd of 940 Iowa places, putting it near the 6th percentile for growth. By density, at about 1,180 people per square mile, it ranks 175th in Iowa. Between 2020 and 2023 the count changed by roughly 18 residents.