Personal loans in Rodman, IA

Rodman is one of 940 Census places in Iowa; its 29 residents put it at 928th. If debt is already a strain, a nonprofit credit counsellor can help Rodman residents before they take on more. State law, not city hall, decides what a lender may do to Rodman's roughly 29 residents, and a state regulator supervises it. For a bigger market, look to Cylinder, IA about 5 miles away.

Rodman: population, trend and location

Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.

• Population: a Census-estimated 29, 928th among Iowa's 940 places (Vintage 2023).
• Population trend: Lower by roughly 3.3% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
• Size percentile: with 29 residents, Rodman is larger than about 1% of Iowa's Census places.
• Population density: 199 people per square mile on 0.1 square miles of land.
• By land area: Rodman ranks 894th among Iowa's 940 places, at 0.1 sq mi.
• Within Iowa: about 0.0% of the state's population lives in Rodman.
• National rank: Rodman is the 19,248th most populous of the 19,457 Census places covered here.
• Growth rank: Rodman ranks 862nd among Iowa's 940 places for the 2020-to-2023 change.
• Against the state trend: Rodman's 3.3% change compares with a Iowa average of -0.7% across its 940 places.
• Density in Iowa: Rodman ranks 817th by people per square mile.
• Against the state median: Rodman runs about 199 residents per square mile, where the Iowa median is 672.
• Location: 43.0266 / -94.5274, per the US Census Bureau Gazetteer.
• Nearest larger cities: Cylinder (5 mi); Whittemore (6 mi); West Bend (6 mi); Emmetsburg (10 mi); Mallard (10 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places nearby: Yetter (52 mi); Galt (52 mi); Kinbrae (73 mi).
• Smaller places within 50 miles: 0 of them.
• Within 100 miles: 483 places are larger than Rodman.

Before you apply in Rodman

Before you apply in Rodman, a community of about 29, work through these steps:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Make sure the lender appears in the Iowa regulator's licence list.
5. Make sure the new payment leaves room in a budget you already keep.
6. Pick the shortest term whose payment you can comfortably afford.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

The process is identical across Iowa; what changes is your credit file, not the fact that Rodman holds 29 people.

Rodman: area, density and distance

Rodman's land area is roughly 0.1 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 199 residents per square mile. Des Moines, the largest place in Iowa, is about 111 miles from Rodman. A 50-mile radius around Rodman takes in 125 places that are larger. Within the same 50 miles lie 0 smaller Census places.

How personal loans work in Rodman

With roughly 29 residents, Rodman is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Rodman loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Rodman loan is knowable in advance — unlike a revolving card balance.

Which Iowa laws govern a loan in Rodman

Read the table as a lender's compliance picture for Rodman: the rule, the sourced figure, the publisher and the date.

Rodman in state context

Set beside Iowa's 940 places, Rodman ranks 928th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Rodman ranks 862nd of 940 in Iowa (about the 8th percentile). At about 199 people per square mile, Rodman is the 817th most densely settled place in Iowa. Between 2020 and 2023 the count changed by roughly 1 residents.