Personal loans in Fenton, IA

Work out your debt-to-income ratio first; lenders weigh it heavily, and Fenton's 253 residents are no exception. From the 2020 Census base to the 2023 estimate, the population declined by about 5.6%. State law, not city hall, decides what a lender may do to Fenton's roughly 253 residents, and a state regulator supervises it. Borrowers who want a bigger city can look to Ringsted, IA about 7 miles away.

Local context for Fenton

The figures below are Fenton's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: a Census-estimated 253, 606th among Iowa's 940 places (Vintage 2023).
• Population trend: Roughly 5.6% fewer residents than the 2020 Census counted.
• Net change: roughly 15 fewer people than the 2020 Census counted.
• Size percentile: Fenton sits ahead of around 36% of Iowa places, at 253 people.
• Population density: about 767 people per square mile across 0.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Fenton covers 0.3 square miles, the 770th-largest area among Iowa's 940 places.
• State share: roughly 0.0% of Iowa's residents live in Fenton (253 people).
• National rank: Fenton is 15,720th of 19,457 places nationwide.
• Growth rank: Fenton ranks 932nd among Iowa's 940 places for the 2020-to-2023 change.
• Versus Iowa: the state average change is -0.7%, while Fenton moved 5.6%.
• Density rank: Fenton places 409th among Iowa's places by people per square mile.
• Density in context: Fenton's 767 people per square mile sit against a Iowa median of 672.
• Location: latitude 43.2184, longitude -94.4279 (Census Gazetteer).
• Nearest larger cities: Ringsted (7 mi); Burt (10 mi); Whittemore (11 mi); Bancroft (12 mi); Armstrong (12 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller places: Lone Rock (5 mi); Cylinder (11 mi); Rodman (14 mi).
• Within a 50-mile radius: 50 smaller Census places.
• Within 100 miles: 311 places are larger than Fenton.

How Fenton compares across Iowa

Fenton is the 606th-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Fenton stands 932nd among Iowa's 940 places — roughly the 1th percentile. At about 767 people per square mile, Fenton is the 409th most densely settled place in Iowa. Between 2020 and 2023 the count changed by roughly 15 residents.

Fenton: area, density and distance

The Census Gazetteer records about 0.3 square miles of land within Fenton, with no significant water area listed. That land carries about 767 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 121 miles. A 50-mile radius around Fenton takes in 71 places that are larger. The 100-mile radius contains 311 larger places.

What Iowa law requires in Fenton

The rows below set out what a licensed lender must follow in Iowa, and so for Fenton's roughly 253 residents.

What is available to Fenton borrowers

Fenton is moderately settled, with about 767 people per square mile and 71 larger places within 50 miles. What is available to Fenton's 253 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. The nearest larger city, Ringsted, IA about 7 miles away.

What a Fenton borrower is actually offered

Fenton is a small community of about 253 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Fenton loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Fenton loan but raises total interest, so the smallest payment is not the cheapest loan.