Personal loans in Burt, IA

A personal loan in Burt is priced from your credit file and income, not from the fact that the city holds 405 people. Use the calculator on this page to price an amount and term before you commit in Burt. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Burt's 405 residents. The closest larger place is Bancroft, IA about 6 miles away.

Burt: the sourced local profile

Burt is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: a Census-estimated 405, 483rd among Iowa's 940 places (Vintage 2023).
• Population trend: Down about 3.1% from the 2020 Census base to the 2023 estimate.
• Absolute change: 13 residents lost between 2020 and 2023.
• Size percentile: Burt sits ahead of around 49% of Iowa places, at 405 people.
• Density: roughly 953 residents per square mile, spread over 0.4 sq mi of land.
• Land area rank: Burt's 0.4 square miles rank 708th of 940 places in Iowa.
• State population share: Burt accounts for about 0.0% of everyone in Iowa.
• National rank: Burt sits 14,045th by population among the 19,457 places in this dataset.
• Growth in Iowa: Burt stands 826th by percentage change from 2020 to 2023, among 940 places.
• Versus Iowa: the state average change is -0.7%, while Burt moved 3.1%.
• Density in Iowa: Burt ranks 291st by people per square mile.
• Density in context: Burt's 953 people per square mile sit against a Iowa median of 672.
• Location: mapped by the US Census Bureau at 43.1991, -94.2213.
• Nearest larger cities: Bancroft (6 mi); Algona (8 mi); Titonka (9 mi); Swea City (14 mi); Whittemore (14 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities close by: Lone Rock (5 mi); Fenton (10 mi); Wesley (14 mi), each with its own Census population profile.
• Smaller neighbours: 69 places smaller than Burt sit within 50 miles.
• Larger places within 100 miles: 255.

Burt on the map

Burt's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 953 residents per square mile. The state's population centre of gravity, Des Moines, is roughly 117 miles away. A 50-mile radius around Burt takes in 55 places that are larger. Within the same 50 miles lie 69 smaller Census places.

Inside a Burt personal loan

Most loans made to Burt's 405 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Burt's rank of 483rd in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Burt loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Burt's place among Iowa's 940 places

Burt is the 483rd-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Burt stands 826th among Iowa's 940 places — roughly the 12th percentile. At about 953 people per square mile, Burt is the 291st most densely settled place in Iowa. By land area, its 0.4 square miles rank 708th of 940 places in Iowa.

Before you apply in Burt

Before you apply in Burt, a community of about 405, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the lender holds a Iowa licence by checking the regulator named above.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

What differs between Burt and the rest of Iowa is not the process but the borrower's own file, among the 405 people here.

The Iowa lending rules that reach Burt

Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Burt lender must follow.