Personal loans in Titonka, IA

When Iowa caps or restricts a product, lenders either change the terms or withdraw it from Titonka as from the rest of the state. At about 487 residents, Titonka is larger than roughly 53% of the places in Iowa. Verify the lender's Iowa licence against the regulator named below before borrowing in Titonka. Titonka lost roughly 3.8% of its population across the 2020-to-2023 comparison. The nearest larger metro is Bancroft, IA about 10 miles away.

Where Titonka stands

Read the local figures below as context; read the sourced Iowa table as the rulebook a lender here must follow.

• Population: the Census counts 487 residents in Titonka (Vintage 2023 subcounty estimate), the 446th-largest figure among Iowa's 940 places.
• Population trend: About 3.8% below the 2020 Census base.
• People gained or lost: about 19 fewer since the 2020 base.
• Size percentile: about 53% of Iowa communities are smaller than Titonka (487 residents).
• Density: roughly 1,727 residents per square mile, spread over 0.3 sq mi of land.
• By land area: Titonka ranks 804th among Iowa's 940 places, at 0.3 sq mi.
• Share of state population: Titonka's 487 residents are about 0.0% of Iowa.
• National rank: Titonka sits 13,282nd by population among the 19,457 places in this dataset.
• Growth rank: Titonka ranks 895th among Iowa's 940 places for the 2020-to-2023 change.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Titonka's 3.8%.
• Density in Iowa: Titonka ranks 38th by people per square mile.
• Density in context: Titonka's 1,727 people per square mile sit against a Iowa median of 672.
• Location: coordinates 43.2372, -94.0414 (US Census Bureau Gazetteer).
• Nearest larger cities: Bancroft (10 mi); Buffalo Center (12 mi); Algona (15 mi); Britt (15 mi); Thompson (16 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places close by: Woden (7 mi); Burt (9 mi); Lakota (10 mi).
• Within a 50-mile radius: 76 smaller Census places.
• At 100 miles: 244 larger Census places fall inside that radius.

Which Iowa laws govern a loan in Titonka

This table holds the Iowa rate and licensing rules for consumer loans made to Titonka's 487 residents.

What a Titonka borrower is actually offered

Most loans made to Titonka's 487 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Titonka's 487 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Titonka loan is knowable in advance — unlike a revolving card balance.

Where Titonka sits in Iowa

Within Iowa, Titonka holds roughly 0.0% of all residents, the 446th-largest share among 940 places. On the 2020-to-2023 trend, Titonka stands 895th among Iowa's 940 places — roughly the 5th percentile. Its roughly 1,727 residents per square mile place it 38th among Iowa's places. In land area, Titonka ranks 804th among Iowa's 940 places.

The geography behind Titonka

Titonka's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,727 residents per square mile. For the state's biggest city, Des Moines, the distance is roughly 117 miles. Counting outward 50 miles, 49 larger communities surround Titonka. Within the same 50 miles lie 76 smaller Census places.

Getting a loan in Titonka

With about 1,727 residents per square mile, Titonka is moderately settled, and 49 larger Census places sit within 50 miles. What is available to Titonka's 487 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. The nearest larger city, Bancroft, IA about 10 miles away.