Personal loans in Bode, IA

Bode is one of 940 Census places in Iowa; its 301 residents put it at 562nd. Verify the lender's Iowa licence against the regulator named below before borrowing in Bode. Consumer lending that reaches Bode's 301 residents is governed by Iowa statute; no city ordinance changes it. The next larger city is Livermore, IA about 5 miles away.

The Bode data picture

Most of what governs a Bode loan is written in Iowa law rather than in the city; the sourced notes below make that split concrete.

• Population: 301 people, a figure that places Bode 562nd among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 1.6% between 2020 and 2023.
• People gained or lost: about 5 fewer since the 2020 base.
• Size percentile: Bode sits ahead of around 40% of Iowa places, at 301 people.
• Population density: about 745 people per square mile across 0.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Bode ranks 723rd among Iowa's 940 places, at 0.4 sq mi.
• State share: roughly 0.0% of Iowa's residents live in Bode (301 people).
• National rank: Bode is the 15,108th most populous of the 19,457 Census places covered here.
• Growth in Iowa: Bode stands 564th by percentage change from 2020 to 2023, among 940 places.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Bode's 1.6%.
• Density in Iowa: Bode ranks 424th by people per square mile.
• Density in context: Bode's 745 people per square mile sit against a Iowa median of 672.
• Location: coordinates 42.8680, -94.2862 (US Census Bureau Gazetteer).
• Nearest larger cities: Livermore (5 mi); West Bend (10 mi); Humboldt (10 mi); Dakota City (11 mi); Gilmore City (12 mi). Online lenders reach Bode no matter how far the nearest branch is.
• Nearest smaller places: Ottosen (5 mi); Rutland (7 mi); Bradgate (8 mi).
• Smaller neighbours: 64 places smaller than Bode sit within 50 miles.
• Within 100 miles: 315 places are larger than Bode.

How lenders reach Bode

At roughly 745 people per square mile, Bode is moderately settled; 64 larger places lie within 50 miles. A Iowa licence lets a lender serve Bode without a local office, so branch density does not change what its 301 residents are offered. For a larger market, the closest option is Livermore, IA about 5 miles away.

How Iowa law applies in Bode

When Iowa does not publish a figure, the row links to the source instead of inventing a number; Bode is bound by the same rules.

Before you apply in Bode

These steps shape the offer you get in Bode, a place of about 301 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the Iowa licence with the regulator named above before committing.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Decide the purpose and how you will repay it before approaching any lender.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

In Bode as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 301 residents.

Bode against the rest of Iowa

Against Iowa's other places, Bode accounts for about 0.0% of the state's population and ranks 562nd of 940 by size. For population change between 2020 and 2023, Bode ranks 564th of 940 in Iowa (about the 40th percentile). At about 745 people per square mile, Bode is the 424th most densely settled place in Iowa. Within 50 miles sit 64 smaller Census places, alongside the 64 that are larger.

Land, water and location for Bode

Inside Bode's boundaries lie about 0.4 square miles of land, with no significant water area recorded. Spread across it are roughly 745 residents per square mile. The state's population centre of gravity, Des Moines, is roughly 96 miles away. Counting outward 50 miles, 64 larger communities surround Bode. Within the same 50 miles lie 64 smaller Census places.