Personal loans in Gilmore City, IA

Gilmore City is one of 940 Census places in Iowa; its 478 residents put it at 449th. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Gilmore City loan. A 2020-to-2023 comparison shows Gilmore City down by about 1.2%. A larger market lies at Rolfe, IA about 8 miles away.

Gilmore City: population, trend and location

The figures below are Gilmore City's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: 478 people, a figure that places Gilmore City 449th among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 1.2% since the 2020 count.
• Net change: roughly 6 fewer people than the 2020 Census counted.
• Size percentile: about 52% of Iowa communities are smaller than Gilmore City (478 residents).
• Population density: about 386 people per square mile (Census land area 1.2 sq mi).
• By land area: Gilmore City ranks 311th among Iowa's 940 places, at 1.2 sq mi.
• State share: roughly 0.0% of Iowa's residents live in Gilmore City (478 people).
• Nationally: Gilmore City is the 13,345th-largest of 19,457 Census places in the dataset.
• Growth in Iowa: Gilmore City stands 468th by percentage change from 2020 to 2023, among 940 places.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Gilmore City's 1.2%.
• Density in Iowa: Gilmore City ranks 670th by people per square mile.
• Against the state median: Gilmore City runs about 386 residents per square mile, where the Iowa median is 672.
• Location: mapped by the US Census Bureau at 42.7268, -94.4368.
• Nearest larger cities: Rolfe (8 mi); Humboldt (11 mi); Pocahontas (12 mi); Dakota City (12 mi); Manson (15 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Bradgate (5 mi); Rutland (8 mi); Palmer (11 mi) — useful context for the surrounding area.
• Smaller neighbours: 81 places smaller than Gilmore City sit within 50 miles.
• Larger places within 100 miles: 252.

What is available to Gilmore City borrowers

Gilmore City is a lightly settled community of about 478 people, with 52 larger places inside a 50-mile radius. Distance to a branch rarely matters for Gilmore City's 478 residents: the application is online and the price follows your credit file. The nearest bigger place is Rolfe, IA about 8 miles away.

What to do before borrowing in Gilmore City

For Gilmore City's roughly 478 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the Iowa licence with the regulator named above before committing.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

In Gilmore City as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 478 residents.

The Iowa lending rules that reach Gilmore City

For the roughly 478 residents of Gilmore City, the rules below are Iowa's own; each row carries its publisher and retrieval date.

How Gilmore City compares across Iowa

Set beside Iowa's 940 places, Gilmore City ranks 449th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Gilmore City stands 468th among Iowa's 940 places — roughly the 50th percentile. By density, at about 386 people per square mile, it ranks 670th in Iowa. Within 50 miles sit 81 smaller Census places, alongside the 52 that are larger.

What a Gilmore City borrower is actually offered

With roughly 478 residents, Gilmore City is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Gilmore City loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Gilmore City loan is knowable in advance — unlike a revolving card balance.