Personal loans in Rutland, IA

Where Rutland stands

Read the local figures below as context; read the sourced Iowa table as the rulebook a lender here must follow.

• Population: 116 — Rutland ranks 796th of 940 communities in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Down about 0.9% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 1 fewer people than the 2020 Census counted.
• Size percentile: roughly 15% of Iowa places rank below Rutland.
• Land and density: 0.9 square miles of land carry roughly 129 residents per square mile.
• By land area: Rutland ranks 453rd among Iowa's 940 places, at 0.9 sq mi.
• Share of Iowa: Rutland holds about 0.0% of the state's population, some 116 people.
• Nationally: Rutland is the 17,853rd-largest of 19,457 Census places in the dataset.
• Growth in Iowa: Rutland stands 396th by percentage change from 2020 to 2023, among 940 places.
• Against the state trend: Rutland's 0.9% change compares with a Iowa average of -0.7% across its 940 places.
• Density rank: Rutland places 875th among Iowa's places by people per square mile.
• Density in context: Rutland's 129 people per square mile sit against a Iowa median of 672.
• Location: latitude 42.7614, longitude -94.2952 (Census Gazetteer).
• Nearest larger cities: Humboldt (4 mi); Dakota City (6 mi); Bode (7 mi); Gilmore City (8 mi); Livermore (9 mi). Lenders licensed in the state serve Rutland whether or not they keep a local branch.
• Smaller places close by: Bradgate (7 mi); Ottosen (10 mi); Hardy (13 mi).
• Smaller places within 50 miles: 23 of them.
• At 100 miles: 441 larger Census places fall inside that radius.

How personal loans work in Rutland

In Rutland, a small community of about 116, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Rutland's rank of 796th in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Rutland decides the split between a comfortable payment and the total interest you pay.

Land, water and location for Rutland

Inside Rutland's boundaries lie about 0.9 square miles of land, with no significant water area recorded. That land carries about 129 people per square mile. Des Moines, the largest place in Iowa, is about 89 miles from Rutland. Within 50 miles of Rutland there are 106 larger Census places. Within the same 50 miles lie 23 smaller Census places.

How Iowa law applies in Rutland

For the roughly 116 residents of Rutland, the rules below are Iowa's own; each row carries its publisher and retrieval date.

What is available to Rutland borrowers

At roughly 129 people per square mile, Rutland is lightly settled; 106 larger places lie within 50 miles. Whether Rutland has a local branch or not, a Iowa-licensed lender can serve its 116 people online on the same terms. The nearest bigger place is Humboldt, IA about 4 miles away.

Rutland's place among Iowa's 940 places

Against Iowa's other places, Rutland accounts for about 0.0% of the state's population and ranks 796th of 940 by size. On the 2020-to-2023 trend, Rutland stands 396th among Iowa's 940 places — roughly the 58th percentile. Its roughly 129 residents per square mile place it 875th among Iowa's places. Within 50 miles sit 23 smaller Census places, alongside the 106 that are larger.