Personal loans in Livermore, IA

Census figures put the 2020-to-2023 decrease in Livermore at about 1.6%. Judge Livermore offers on total cost, not on how quickly the money arrives. Which products a lender may offer to Livermore's 375 residents follows from the Iowa consumer-lending framework. The next larger city is Dakota City, IA about 10 miles away.

Livermore by the numbers

Set out below is Livermore's local context next to the state-level rules that reach every lender here.

• Population: an estimated 375 residents, 508th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 1.6% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
• Size percentile: about 46% of Iowa's Census places are smaller than Livermore.
• Density: the Census land area of 0.7 sq mi holds about 576 people per square mile.
• By land area: Livermore ranks 548th among Iowa's 940 places, at 0.7 sq mi.
• Within Iowa: about 0.0% of the state's population lives in Livermore.
• National standing: Livermore ranks 14,353rd of 19,457 US places.
• Growth rank: Livermore's 2020-to-2023 change ranks 552nd of 940 places in Iowa.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Livermore's 1.6%.
• Density rank: Livermore is the 538th most densely settled place in Iowa.
• Density in context: Livermore's 576 people per square mile sit against a Iowa median of 672.
• Location: coordinates 42.8678, -94.1838 (US Census Bureau Gazetteer).
• Nearest larger cities: Dakota City (10 mi); Humboldt (10 mi); Algona (15 mi); West Bend (15 mi); Gilmore City (16 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Bode (5 mi); Lu Verne (6 mi); Hardy (8 mi), each with its own Census population profile.
• Within a 50-mile radius: 69 smaller Census places.
• Within 100 miles: 282 places are larger than Livermore.

Where Livermore sits in Iowa

Against Iowa's other places, Livermore accounts for about 0.0% of the state's population and ranks 508th of 940 by size. On the 2020-to-2023 trend, Livermore stands 552nd among Iowa's 940 places — roughly the 41th percentile. By density, at about 576 people per square mile, it ranks 538th in Iowa. In land area, Livermore ranks 548th among Iowa's 940 places.

The state rulebook for Livermore

For the roughly 375 residents of Livermore, the rules below are Iowa's own; each row carries its publisher and retrieval date.

A pre-application checklist for Livermore

Complete these steps first when you borrow in Livermore (375 residents):

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Make sure the lender appears in the Iowa regulator's licence list.
5. Make sure the new payment leaves room in a budget you already keep.
6. Pick the shortest term whose payment you can comfortably afford.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

None of these steps is Livermore-specific: the same Iowa licensing and disclosure rules reach all 375 residents.

Where Livermore sits

Livermore covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 576 people per square mile. Des Moines, the largest place in Iowa, is about 94 miles from Livermore. Counting outward 50 miles, 56 larger communities surround Livermore. The 100-mile radius contains 282 larger places.

What shapes a Livermore personal loan

Livermore is a small community of about 375 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Livermore loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Livermore loan is knowable in advance — unlike a revolving card balance.