Personal loans in Weiser, ID
The 2020 count to the 2023 estimate shows about 7.6% growth in Weiser. Weiser ranks 33rd of 197 places in Idaho, with a population near 6,056.
If you are weighing a personal loan in Weiser, start from the payment you can carry; its 6,056 residents face the same statewide rules. Price two or three terms so you can see which payment is truly affordable in Weiser. A single loan can carry different costs on either side of a state line, and Weiser sits on the Idaho side of that line. The next larger city is Payette, ID about 12 miles away.
What the Census records for Weiser
Weiser is a small town; the notes below cover its population profile and the statewide rules that apply.
- Population: 6,056 people, a figure that places Weiser 33rd among the 197 Census places in Idaho (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 7.6% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a gain of about 427 residents.
- Size percentile: Weiser sits ahead of around 83% of Idaho places, at 6,056 people.
- Land and density: 3.0 square miles of land carry roughly 2,031 residents per square mile.
- Land area rank: Weiser's 3.0 square miles rank 45th of 197 places in Idaho.
- Water area rank: Weiser ranks 73rd among Idaho's 197 places, with 0.01 sq mi.
- Share of state population: Weiser's 6,056 residents are about 0.4% of Idaho.
- National rank: Weiser is 4,335th of 19,457 places nationwide.
- Growth rank: Weiser ranks 65th among Idaho's 197 places for the 2020-to-2023 change.
- Versus Idaho: the state average change is +7.1%, while Weiser moved 7.6%.
- Density rank: Weiser is the 46th most densely settled place in Idaho.
- Density in context: Weiser's 2,031 people per square mile sit against a Idaho median of 1,026.
- Location: 44.2547, -116.9689 (US Census Bureau Gazetteer).
- Nearest larger cities: Payette (12 mi); Ontario (16 mi); Fruitland (17 mi); Emmett (36 mi); Middleton (42 mi). Lenders licensed in the state serve Weiser whether or not they keep a local branch.
- Nearest smaller towns: Huntington (16 mi); Midvale (18 mi); New Plymouth (21 mi).
- Smaller neighbours: 18 places smaller than Weiser sit within 50 miles.
- Larger places within 100 miles: 15.
Which Idaho laws govern a loan in Weiser
When Idaho does not publish a figure, the row links to the source instead of inventing a number; Weiser is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Idaho Department of Finance (IDOF) Source says: "Safeguarding the financial health of Idahoans through the appropriate oversight of diverse financial institutions, the education and protection of consumers". | Idaho Department of Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Lenders License required (regulated consumer loans) Source says: "unless a person is exempt ... he shall not engage in the business of: (a) Making regulated consumer loans". | Idaho State Legislature as of 2026-09-16 |
| Idaho Credit Code finance-charge rule | No statutory maximum finance-charge rate — rate as agreed by the parties (Idaho Credit Code) Source says: "the rate of finance charge shall be that which is agreed upon between the parties to the transaction". | Idaho State Legislature as of 2026-09-16 |
The geography behind Weiser
Weiser covers about 3.0 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). That land carries about 2,031 people per square mile. Boise City, the largest place in Idaho, is about 58 miles from Weiser. Weiser has 8 larger places within a 50-mile radius. By land area it ranks 45th of 197 Idaho places.
Lender access in Weiser
Weiser is fairly dense, with about 2,031 people per square mile and 8 larger places within 50 miles. What is available to Weiser's 6,056 borrowers is set by Idaho licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Payette, ID about 12 miles away.
Weiser against the rest of Idaho
Within Idaho, Weiser holds roughly 0.4% of all residents, the 33rd-largest share among 197 places. On the 2020-to-2023 trend, Weiser stands 65th among Idaho's 197 places — roughly the 67th percentile. By density, at about 2,031 people per square mile, it ranks 46th in Idaho. The population moved by about 427 people between 2020 and 2023, a 7.6% shift.
Before you apply in Weiser
Before you hand your details to a lender in Weiser, where the population is near 6,056:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Idaho regulator's licence list.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
What differs between Weiser and the rest of Idaho is not the process but the borrower's own file, among the 6,056 people here.
Common questions
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Nearby places
- Payette, ID — population 8,636
- Ontario, OR — population 11,866
- Fruitland, ID — population 6,879
- Midvale, ID — population 216
- Huntington, OR — population 510
- New Plymouth, ID — population 1,566
- Nyssa, OR — population 3,253
- Vale, OR — population 1,933