Personal loans in Huntington, OR
Population in Huntington climbed about 1.6% over the three years from 2020 to 2023. For a borrower among the roughly 510 residents of Huntington, a personal loan is a tool whose cost turns on the terms, not the address.
An estimated 510 people make their home in Huntington, a figure that ranks 191st in Oregon. Borrowers who want a bigger city can look to Weiser, ID about 16 miles away. State law, not city hall, decides what a lender may do to Huntington's roughly 510 residents, and a state regulator supervises it. Decide the purpose of the loan and your repayment plan before sharing any details with a Huntington lender.
What the Census records for Huntington
Most of what governs a Huntington loan is written in Oregon law rather than in the city; the sourced notes below make that split concrete.
- Population: 510 residents; Huntington is the 191st-largest of 240 places in Oregon (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 1.6% since the 2020 count.
- Absolute change: 8 residents added between 2020 and 2023.
- Size percentile: bigger than about 20% of the places in Oregon, with 510 residents in Huntington.
- Population density: about 689 people per square mile across 0.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Huntington covers 0.7 square miles, the 174th-largest area among Oregon's 240 places.
- Share of Oregon: Huntington holds about 0.0% of the state's population, some 510 people.
- National rank: Huntington is the 13,089th most populous of the 19,457 Census places covered here.
- Growth rank: Huntington ranks 65th among Oregon's 240 places for the 2020-to-2023 change.
- State comparison: Oregon's places average +0.7% for 2020-to-2023, against Huntington's 1.6%.
- Density in Oregon: Huntington ranks 205th by people per square mile.
- Against the state median: Huntington runs about 689 residents per square mile, where the Oregon median is 1,575.
- Location: coordinates 44.3501, -117.2668 (US Census Bureau Gazetteer).
- Nearest larger cities: Weiser (16 mi); Payette (25 mi); Vale (25 mi); Ontario (27 mi); Fruitland (29 mi). Online lenders reach Huntington no matter how far the nearest branch is.
- Nearest smaller towns: Midvale (27 mi); Richland (29 mi); Cambridge (33 mi).
- Within a 50-mile radius: 6 smaller Census places.
- Within 100 miles: 43 places are larger than Huntington.
Lender access in Huntington
Huntington is moderately settled, with about 689 people per square mile and 12 larger places within 50 miles. Lenders licensed in Oregon reach Huntington's 510 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Weiser, ID about 16 miles away.
How Oregon law applies in Huntington
Below are the Oregon rules that apply to a loan made in Huntington, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oregon Division of Financial Regulation (Department of Consumer and Business Services) Source says: "Protecting Oregonians' access to fair products and services through education, regulation, and consumer assistance." | Oregon Division of Financial Regulation as of 2026-09-16 |
| Payday lending status | Legal for licensed payday/title lenders; term 31-60 days; one-time 10% origination fee capped at $30; interest limited to 36%/yr; max APR 153.77%. Source says: "Interest rates are limited to 36 percent annually. The maximum APR (interest and fees) is 153.77 percent"; "A one-time 10 percent loan origination fee, up to a maximum of $30 for a new loan"; "The payday or title loan must be for at least 31 days and not longer than 60 days." | Oregon Division of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance license required to make consumer finance loans of $50,000 or less; license issued by the Director of the Department of Consumer and Business Services. Source says: "a consumer finance loan of $50,000 or less... unless the person first obtains a license under this chapter" (ORS 725.045). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
How personal loans work in Huntington
With roughly 510 residents, Huntington is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Huntington's rank of 191st in Oregon: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Huntington loan is knowable in advance — unlike a revolving card balance.
How Huntington compares across Oregon
Against Oregon's other places, Huntington accounts for about 0.0% of the state's population and ranks 191st of 240 by size. Its 2020-to-2023 change ranks 65th of 240 Oregon places, putting it near the 73th percentile for growth. At about 689 people per square mile, Huntington is the 205th most densely settled place in Oregon. Between 2020 and 2023 the count changed by roughly 8 residents.
Where Huntington sits
Huntington's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 689 residents per square mile. The largest place in Oregon, Portland, lies about 276 miles away. Huntington has 12 larger places within a 50-mile radius. Within the same 50 miles lie 6 smaller Census places.
Common questions
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Nearby places
- Weiser, ID — population 6,056
- Vale, OR — population 1,933
- Richland, OR — population 170
- Payette, ID — population 8,636
- Ontario, OR — population 11,866
- Fruitland, ID — population 6,879
- Midvale, ID — population 216
- Nyssa, OR — population 3,253