Personal loans in Nyssa, OR
Nyssa ranks 97th of 240 places in Oregon, with a population near 3,253. A lender serving Nyssa holds a Oregon licence and answers to a Oregon regulator; no city office is involved for its 3,253 residents.
Judge Nyssa offers on total cost, not on how quickly the money arrives. Consumer lending that reaches Nyssa's 3,253 residents is governed by Oregon statute; no city ordinance changes it. Census figures put the 2020-to-2023 increase in Nyssa at about 1.6%. The nearest larger metro is Ontario, OR about 10 miles away.
What the Census records for Nyssa
What follows is Nyssa's place in the Census record, alongside the Oregon rules that govern a personal loan made here.
- Population: an estimated 3,253 residents, 97th of 240 places in Oregon (Census Vintage 2023 subcounty estimate).
- Population trend: Growth of about 1.6% across the 2020-to-2023 comparison.
- Net change: roughly 51 more people than the 2020 Census counted.
- Size percentile: Nyssa's 3,253 people outrank roughly 60% of the places in Oregon.
- Population density: about 2,099 people per square mile across 1.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Nyssa's 1.6 square miles rank 115th of 240 places in Oregon.
- State share: roughly 0.1% of Oregon's residents live in Nyssa (3,253 people).
- National rank: Nyssa sits 6,024th by population among the 19,457 places in this dataset.
- Growth in Oregon: Nyssa stands 66th by percentage change from 2020 to 2023, among 240 places.
- Versus Oregon: the state average change is +0.7%, while Nyssa moved 1.6%.
- Density rank: Nyssa places 93rd among Oregon's places by people per square mile.
- Against the state median: Nyssa runs about 2,099 residents per square mile, where the Oregon median is 1,575.
- Location: mapped by the US Census Bureau at 43.8779, -116.9956.
- Nearest larger cities: Ontario (10 mi); Fruitland (10 mi); Payette (14 mi); Middleton (22 mi); Caldwell (23 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Parma (7 mi); Adrian (10 mi); New Plymouth (11 mi).
- Smaller neighbours: 13 places smaller than Nyssa sit within 50 miles.
- Larger places within 100 miles: 17.
Nyssa in state context
Set beside Oregon's 240 places, Nyssa ranks 97th by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Nyssa stands 66th among Oregon's 240 places — roughly the 72th percentile. By density, at about 2,099 people per square mile, it ranks 93rd in Oregon. Within 50 miles sit 13 smaller Census places, alongside the 14 that are larger.
Lender access in Nyssa
Nyssa is a fairly dense community of about 3,253 people, with 14 larger places inside a 50-mile radius. Whether Nyssa has a local branch or not, a Oregon-licensed lender can serve its 3,253 people online on the same terms. For a larger market, the closest option is Ontario, OR about 10 miles away.
The geography behind Nyssa
Nyssa covers about 1.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 2,099 residents per square mile. Portland, the largest place in Oregon, is about 300 miles from Nyssa. A 50-mile radius around Nyssa takes in 14 places that are larger. By land area it ranks 115th of 240 Oregon places.
The Oregon lending rules that reach Nyssa
Read the table as a lender's compliance picture for Nyssa: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oregon Division of Financial Regulation (Department of Consumer and Business Services) Source says: "Protecting Oregonians' access to fair products and services through education, regulation, and consumer assistance." | Oregon Division of Financial Regulation as of 2026-09-16 |
| Payday lending status | Legal for licensed payday/title lenders; term 31-60 days; one-time 10% origination fee capped at $30; interest limited to 36%/yr; max APR 153.77%. Source says: "Interest rates are limited to 36 percent annually. The maximum APR (interest and fees) is 153.77 percent"; "A one-time 10 percent loan origination fee, up to a maximum of $30 for a new loan"; "The payday or title loan must be for at least 31 days and not longer than 60 days." | Oregon Division of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance license required to make consumer finance loans of $50,000 or less; license issued by the Director of the Department of Consumer and Business Services. Source says: "a consumer finance loan of $50,000 or less... unless the person first obtains a license under this chapter" (ORS 725.045). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
Steps to take before a Nyssa loan
A sensible order of operations for a loan in Nyssa, home to about 3,253 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Get several pre-qualifications and compare APR side by side before choosing.
- Verify the lender's Oregon licence with the regulator listed on this page.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
What differs between Nyssa and the rest of Oregon is not the process but the borrower's own file, among the 3,253 people here.
Common questions
What are my options in Nyssa if my credit is poor?
What loan size can I expect in Nyssa?
Do I have to pledge anything to borrow in Nyssa?
Does comparing loans in Nyssa cost me credit score points?
Nearby places
- Parma, ID — population 2,149
- Ontario, OR — population 11,866
- Adrian, OR — population 155
- Fruitland, ID — population 6,879
- New Plymouth, ID — population 1,566
- Payette, ID — population 8,636
- Wilder, ID — population 1,685
- Notus, ID — population 604