Personal loans in Parma, ID

Parma added about 2.6% to its population between the 2020 base and the 2023 estimate. Rate-shopping from Parma costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The nearest larger city is Nyssa, OR about 7 miles away. State law, not city hall, decides what a lender may do to Parma's roughly 2,149 residents, and a state regulator supervises it.

Parma by the numbers

Read the local figures below as context; read the sourced Idaho table as the rulebook a lender here must follow.

• Population: an estimated 2,149 residents, 62nd of 197 places in Idaho (Census Vintage 2023 subcounty estimate).
• Population trend: Up about 2.6% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a gain of about 54 residents.
• Size percentile: bigger than about 69% of the places in Idaho, with 2,149 residents in Parma.
• Land and density: 1.1 square miles of land carry roughly 1,988 residents per square mile.
• Land area: Parma covers 1.1 square miles, the 94th-largest area among Idaho's 197 places.
• Water area rank: Parma ranks 56th among Idaho's 197 places, with 0.02 sq mi.
• Share of Idaho: Parma holds about 0.2% of the state's population, some 2,149 people.
• National rank: Parma sits 7,373rd by population among the 19,457 places in this dataset.
• Growth in Idaho: Parma stands 159th by percentage change from 2020 to 2023, among 197 places.
• State comparison: Idaho's places average +7.1% for 2020-to-2023, against Parma's 2.6%.
• Density in Idaho: Parma ranks 49th by people per square mile.
• Against the state median: Parma runs about 1,988 residents per square mile, where the Idaho median is 1,026.
• Location: mapped by the US Census Bureau at 43.7863, -116.9425.
• Nearest larger cities: Nyssa (7 mi); Homedale (12 mi); Fruitland (16 mi); Ontario (17 mi); Caldwell (17 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Adrian (7 mi); Wilder (8 mi); Notus (8 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 11 smaller Census places.
• Within 100 miles: 19 places are larger than Parma.

Parma on the map

Parma's land area is about 1.1 square miles; a further 0.02 square miles is water. Spread across it are roughly 1,988 residents per square mile. Boise City, the largest place in Idaho, is about 38 miles from Parma. A 50-mile radius around Parma takes in 16 places that are larger. By land area it ranks 94th of 197 Idaho places.

Idaho rules behind a Parma personal loan

Every row below records a Idaho rule, its publisher and its retrieval date — the same rules a Parma lender must follow.

Parma in state context

Among Idaho's 197 places, Parma sits at 62nd for population, a share of roughly 0.2% of the state. For population change between 2020 and 2023, Parma ranks 159th of 197 in Idaho (about the 19th percentile). By density, at about 1,988 people per square mile, it ranks 49th in Idaho. By land area, its 1.1 square miles rank 94th of 197 places in Idaho.

Lender access in Parma

Parma is a moderately settled community of about 2,149 people, with 16 larger places inside a 50-mile radius. A Idaho licence lets a lender serve Parma without a local office, so branch density does not change what its 2,149 residents are offered. The nearest bigger place is Nyssa, OR about 7 miles away.

How a Parma personal loan is priced

Most loans made to Parma's 2,149 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Parma can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Parma loan is knowable in advance — unlike a revolving card balance.