Personal loans in Notus, ID

At about 604 residents, Notus is larger than roughly 42% of the places in Idaho. A larger market lies at Greenleaf, ID about 4 miles away. For the 604 people in Notus, Idaho runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. If debt is already a strain, a nonprofit credit counsellor can help Notus residents before they take on more.

Notus: population, trend and location

What follows is Notus's place in the Census record, alongside the Idaho rules that govern a personal loan made here.

• Population: about 604 people live here, which puts Notus 114th of 197 Census places in Idaho (Vintage 2023).
• Population trend: Lower by roughly 0.8% since the 2020 count.
• Absolute change: 5 residents lost between 2020 and 2023.
• Size percentile: Notus's 604 people outrank roughly 42% of the places in Idaho.
• Land and density: 0.4 square miles of land carry roughly 1,594 residents per square mile.
• Land area: Notus covers 0.4 square miles, the 161st-largest area among Idaho's 197 places.
• Water area rank: Notus ranks 69th among Idaho's 197 places, with 0.01 sq mi.
• Share of Idaho: Notus holds about 0.0% of the state's population, some 604 people.
• National rank: Notus sits 12,405th by population among the 19,457 places in this dataset.
• Growth rank: Notus ranks 188th among Idaho's 197 places for the 2020-to-2023 change.
• Versus Idaho: the state average change is +7.1%, while Notus moved 0.8%.
• Density in Idaho: Notus ranks 67th by people per square mile.
• Against the state median: Notus runs about 1,594 residents per square mile, where the Idaho median is 1,026.
• Location: 43.7269, -116.8004 (Census Gazetteer coordinates).
• Nearest larger cities: Greenleaf (4 mi); Wilder (6 mi); Parma (8 mi); Caldwell (9 mi); Middleton (9 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Adrian (14 mi); Melba (28 mi); Placerville (45 mi), each with its own Census population profile.
• Within a 50-mile radius: 6 smaller Census places.
• Larger places within 100 miles: 30.

Before you apply in Notus

A sensible order of operations for a loan in Notus, home to about 604 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the Idaho regulator's records to confirm the lender is licensed here.
5. Pick the shortest term whose payment you can comfortably afford.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Write down the purpose of the loan and your repayment plan before you apply.

In Notus as elsewhere in Idaho, the written terms — not the advertisement — are what count for its 604 residents.

How Notus compares across Idaho

Set beside Idaho's 197 places, Notus ranks 114th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 188th of 197 Idaho places, putting it near the 5th percentile for growth. By density, at about 1,594 people per square mile, it ranks 67th in Idaho. In land area, Notus ranks 161st among Idaho's 197 places.

How Idaho law applies in Notus

The rows below set out what a licensed lender must follow in Idaho, and so for Notus's roughly 604 residents.

Land, water and location for Notus

Notus covers about 0.4 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). That land carries about 1,594 people per square mile. Boise City, the largest place in Idaho, is about 30 miles from Notus. Notus has 23 larger places within a 50-mile radius. The 100-mile radius contains 30 larger places.

Inside a Notus personal loan

Notus is a small community of about 604 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Notus's 604 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Notus loan is knowable in advance — unlike a revolving card balance.