Personal loans in New Plymouth, ID
Two households in New Plymouth with comparable incomes can still be offered different rates; the city's 1,566 residents are not the reason. Roughly 1,566 residents live in New Plymouth, the 73rd-largest community in Idaho.
New Plymouth gained roughly 4.4% in population across the 2020-to-2023 comparison. Which products a lender may offer to New Plymouth's 1,566 residents follows from the Idaho consumer-lending framework. Verify the lender's Idaho licence against the regulator named below before borrowing in New Plymouth. The nearest larger metro is Fruitland, ID about 6 miles away.
The New Plymouth data picture
New Plymouth is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 1,566 residents in New Plymouth (Vintage 2023 subcounty estimate), the 73rd-largest figure among Idaho's 197 places.
- Population trend: Growth of about 4.4% across the 2020-to-2023 comparison.
- Absolute change: 66 residents added between 2020 and 2023.
- Size percentile: New Plymouth's 1,566 people outrank roughly 63% of the places in Idaho.
- Density: the Census land area of 0.7 sq mi holds about 2,276 people per square mile.
- Land area rank: New Plymouth's 0.7 square miles rank 129th of 197 places in Idaho.
- Within Idaho: about 0.1% of the state's population lives in New Plymouth.
- National standing: New Plymouth ranks 8,545th of 19,457 US places.
- Growth rank: New Plymouth ranks 116th among Idaho's 197 places for the 2020-to-2023 change.
- Versus Idaho: the state average change is +7.1%, while New Plymouth moved 4.4%.
- Density in Idaho: New Plymouth ranks 33rd by people per square mile.
- Density vs Idaho: New Plymouth's 2,276 people per square mile compare with a state median of 1,026.
- Location: the Census Gazetteer records it at 43.9704, -116.8188.
- Nearest larger cities: Fruitland (6 mi); Ontario (9 mi); Payette (9 mi); Nyssa (11 mi); Parma (14 mi). Living near a larger metro rarely changes what is available in New Plymouth.
- Smaller communities close by: Notus (17 mi); Adrian (20 mi); Greenleaf (21 mi), each with its own Census population profile.
- Smaller neighbours: 11 places smaller than New Plymouth sit within 50 miles.
- Within 100 miles: 23 places are larger than New Plymouth.
What Idaho law requires in New Plymouth
Idaho has no separate rate rule for New Plymouth; the sourced rows below are what reach every lender that serves its 1,566 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Idaho Department of Finance (IDOF) Source says: "Safeguarding the financial health of Idahoans through the appropriate oversight of diverse financial institutions, the education and protection of consumers". | Idaho Department of Finance as of 2026-09-16 |
| Payday lending status | Permitted under license (payday loan license required) Source says: "No person shall engage in the business of payday loans ... without having first obtained a license under this chapter". | Idaho State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Lenders License required (regulated consumer loans) Source says: "unless a person is exempt ... he shall not engage in the business of: (a) Making regulated consumer loans". | Idaho State Legislature as of 2026-09-16 |
What is available to New Plymouth borrowers
New Plymouth is fairly dense, with about 2,276 people per square mile and 19 larger places within 50 miles. Lenders licensed in Idaho reach New Plymouth's 1,566 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Fruitland, ID about 6 miles away.
A pre-application checklist for New Plymouth
Before you hand your details to a lender in New Plymouth, where the population is near 1,566:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Make sure the lender appears in the Idaho regulator's licence list.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
The process is identical across Idaho; what changes is your credit file, not the fact that New Plymouth holds 1,566 people.
New Plymouth against the rest of Idaho
Among Idaho's 197 places, New Plymouth sits at 73rd for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, New Plymouth ranks 116th of 197 in Idaho (about the 41th percentile). Its roughly 2,276 residents per square mile place it 33rd among Idaho's places. Between 2020 and 2023 the count changed by roughly 66 residents.
Land, water and location for New Plymouth
New Plymouth covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 2,276 people per square mile. The state's population centre of gravity, Boise City, is roughly 39 miles away. A 50-mile radius around New Plymouth takes in 19 places that are larger. By land area it ranks 129th of 197 Idaho places.
Common questions
What are my options in New Plymouth if my credit is poor?
What loan size can I expect in New Plymouth?
Do I have to pledge anything to borrow in New Plymouth?
Does comparing loans in New Plymouth cost me credit score points?
Nearby places
- Fruitland, ID — population 6,879
- Payette, ID — population 8,636
- Ontario, OR — population 11,866
- Nyssa, OR — population 3,253
- Parma, ID — population 2,149
- Notus, ID — population 604
- Greenleaf, ID — population 790
- Wilder, ID — population 1,685