Personal loans in Valencia, PA

At about 690 residents, Valencia is larger than roughly 32% of the places in Pennsylvania. The nearest larger metro is Mars, PA about 2 miles away. Census figures put the 2020-to-2023 increase in Valencia at about 28.0%. To lend to Valencia's 690 residents, a company must hold a Pennsylvania licence, and each sourced row below names the regulator behind it. Compare APR, not the interest rate, because the APR folds in most fees on a Valencia loan.

Valencia: population, trend and location

Here is the sourced Census picture for Valencia, plus the Pennsylvania lending rules that apply to a loan taken out here.

• Population: the Census counts 690 residents in Valencia (Vintage 2023 subcounty estimate), the 688th-largest figure among Pennsylvania's 1,013 places.
• Population trend: About 28.0% above the 2020 Census base.
• People gained or lost: about 151 more since the 2020 base.
• Size percentile: bigger than about 32% of the places in Pennsylvania, with 690 residents in Valencia.
• Population density: about 2,029 people per square mile across 0.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Valencia covers 0.3 square miles, the 848th-largest area among Pennsylvania's 1,013 places.
• Within Pennsylvania: about 0.0% of the state's population lives in Valencia.
• National rank: Valencia is the 11,849th most populous of the 19,457 Census places covered here.
• Growth rank: Valencia's 2020-to-2023 change ranks 2nd of 1,013 places in Pennsylvania.
• Versus Pennsylvania: the state average change is -0.9%, while Valencia moved 28.0%.
• Density rank: Valencia places 497th among Pennsylvania's places by people per square mile.
• Density vs Pennsylvania: Valencia's 2,029 people per square mile compare with a state median of 1,990.
• Location: 40.6767 / -79.9883, per the US Census Bureau Gazetteer.
• Nearest larger cities: Mars (2 mi); Seven Fields (4 mi); Bradford Woods (6 mi); Evans City (7 mi); Franklin Park (8 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller places: Callery (5 mi); Sewickley Hills (10 mi); Ben Avon Heights (12 mi).
• Smaller neighbours: 111 places smaller than Valencia sit within 50 miles.
• Larger places within 100 miles: 495.

What is available to Valencia borrowers

With about 2,029 residents per square mile, Valencia is fairly dense, and 221 larger Census places sit within 50 miles. A Pennsylvania licence lets a lender serve Valencia without a local office, so branch density does not change what its 690 residents are offered. The nearest larger city, Mars, PA about 2 miles away.

Valencia in state context

Set beside Pennsylvania's 1,013 places, Valencia ranks 688th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 2nd of 1,013 Pennsylvania places, putting it near the 100th percentile for growth. By density, at about 2,029 people per square mile, it ranks 497th in Pennsylvania. By land area, its 0.3 square miles rank 848th of 1,013 places in Pennsylvania.

What a Valencia borrower is actually offered

A Valencia personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 690 residents. A lender serving Valencia's 690 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Valencia loan is knowable in advance — unlike a revolving card balance.

Pennsylvania consumer-lending rules applied in Valencia

Pennsylvania has no separate rate rule for Valencia; the sourced rows below are what reach every lender that serves its 690 people.

Land, water and location for Valencia

Inside Valencia's boundaries lie about 0.3 square miles of land, with no significant water area recorded. With 690 residents, the land area yields roughly 2,029 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 260 miles away. Counting outward 50 miles, 221 larger communities surround Valencia. Within the same 50 miles lie 111 smaller Census places.