Personal loans in Bradford Woods, PA
The roughly 1,144 people who live in Bradford Woods borrow under Pennsylvania rules; city hall sets no personal-loan rate. Bradford Woods is home to roughly 1,144 people and stands 568th by size out of 1,013 Census places in Pennsylvania.
The 2020 count to the 2023 estimate shows about 3.6% decline in Bradford Woods. Decide the purpose of the loan and your repayment plan before sharing any details with a Bradford Woods lender. The nearest larger city is Franklin Park, PA about 3 miles away. For the 1,144 people in Bradford Woods, Pennsylvania runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Borrowing in Bradford Woods: the local picture
Set out below is Bradford Woods's local context next to the state-level rules that reach every lender here.
- Population: 1,144 residents; Bradford Woods is the 568th-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 3.6% between 2020 and 2023.
- People gained or lost: about 43 fewer since the 2020 base.
- Size percentile: roughly 44% of Pennsylvania's places have fewer residents than Bradford Woods's 1,144.
- Density: roughly 1,284 residents per square mile, spread over 0.9 sq mi of land.
- Land area: Bradford Woods covers 0.9 square miles, the 496th-largest area among Pennsylvania's 1,013 places.
- Share of Pennsylvania: Bradford Woods holds about 0.0% of the state's population, some 1,144 people.
- National rank: Bradford Woods is the 9,724th most populous of the 19,457 Census places covered here.
- Growth rank: Bradford Woods ranks 932nd among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Bradford Woods's 3.6%.
- Density rank: Bradford Woods places 648th among Pennsylvania's places by people per square mile.
- Density in context: Bradford Woods's 1,284 people per square mile sit against a Pennsylvania median of 1,990.
- Location: 40.6369, -80.0809 (Census Gazetteer coordinates).
- Nearest larger cities: Franklin Park (3 mi); Seven Fields (4 mi); Mars (5 mi); Economy (6 mi); Bell Acres (6 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller places: Sewickley Hills (5 mi); Valencia (6 mi); Sewickley Heights (7 mi).
- Within a 50-mile radius: 156 smaller Census places.
- Larger places within 100 miles: 414.
Bradford Woods in state context
Set beside Pennsylvania's 1,013 places, Bradford Woods ranks 568th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 932nd of 1,013 Pennsylvania places, putting it near the 8th percentile for growth. At about 1,284 people per square mile, Bradford Woods is the 648th most densely settled place in Pennsylvania. The population moved by about 43 people between 2020 and 2023, a 3.6% shift.
The geography behind Bradford Woods
Bradford Woods's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,284 residents per square mile. Philadelphia, the largest place in Pennsylvania, is about 264 miles from Bradford Woods. Counting outward 50 miles, 180 larger communities surround Bradford Woods. Within the same 50 miles lie 156 smaller Census places.
How a Bradford Woods personal loan is priced
In Bradford Woods, a small community of about 1,144, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Bradford Woods's rank of 568th in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Bradford Woods loan but raises total interest, so the smallest payment is not the cheapest loan.
Which Pennsylvania laws govern a loan in Bradford Woods
These are Pennsylvania's sourced lending facts as they reach Bradford Woods's 1,144 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
What is available to Bradford Woods borrowers
With about 1,284 residents per square mile, Bradford Woods is moderately settled, and 180 larger Census places sit within 50 miles. Whether Bradford Woods has a local branch or not, a Pennsylvania-licensed lender can serve its 1,144 people online on the same terms. The nearest larger city, Franklin Park, PA about 3 miles away.
Common questions
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Nearby places
- Franklin Park, PA — population 15,024
- Seven Fields, PA — population 2,862
- Sewickley Hills, PA — population 688
- Mars, PA — population 1,425
- Valencia, PA — population 690
- Bell Acres, PA — population 1,465
- Economy, PA — population 8,962
- Sewickley Heights, PA — population 829