Personal loans in Seven Fields, PA

The roughly 2,862 people who live in Seven Fields borrow under Pennsylvania rules; city hall sets no personal-loan rate. Begin with the payment, then weigh APR and total interest across the lenders that reach Seven Fields's 2,862 residents. A lender that serves Seven Fields operates under Pennsylvania lending statutes and a Pennsylvania supervisor. The nearest larger metro is Franklin Park, PA about 7 miles away.

Borrowing in Seven Fields: the local picture

Two layers matter for a Seven Fields borrower: the local population picture and Pennsylvania's consumer-lending statutes.

• Population: a Census-estimated 2,862, 334th among Pennsylvania's 1,013 places (Vintage 2023).
• Population trend: Down about 2.0% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 59 fewer since the 2020 base.
• Size percentile: about 67% of Pennsylvania communities are smaller than Seven Fields (2,862 residents).
• Population density: 3,555 people per square mile on 0.8 square miles of land.
• By land area: Seven Fields ranks 538th among Pennsylvania's 1,013 places, at 0.8 sq mi.
• State population share: Seven Fields accounts for about 0.1% of everyone in Pennsylvania.
• National rank: Seven Fields is the 6,422nd most populous of the 19,457 Census places covered here.
• Growth rank: Seven Fields ranks 653rd among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Seven Fields's 2.0%.
• Density rank: Seven Fields is the 242nd most densely settled place in Pennsylvania.
• Against the state median: Seven Fields runs about 3,555 residents per square mile, where the Pennsylvania median is 1,990.
• Location: 40.6867, -80.0639 (Census Gazetteer coordinates).
• Nearest larger cities: Franklin Park (7 mi); Economy (7 mi); Zelienople (8 mi); Baden (9 mi); Ambridge (11 mi). Online lenders reach Seven Fields no matter how far the nearest branch is.
• Nearest smaller towns: Mars (3 mi); Bradford Woods (4 mi); Callery (4 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 223 smaller Census places.
• Within 100 miles: 260 places are larger than Seven Fields.

The geography behind Seven Fields

Seven Fields's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 3,555 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 264 miles. Within 50 miles of Seven Fields there are 112 larger Census places. Within the same 50 miles lie 223 smaller Census places.

How Pennsylvania law applies in Seven Fields

Pennsylvania has no separate rate rule for Seven Fields; the sourced rows below are what reach every lender that serves its 2,862 people.

How lenders reach Seven Fields

With about 3,555 residents per square mile, Seven Fields is fairly dense, and 112 larger Census places sit within 50 miles. A Pennsylvania licence lets a lender serve Seven Fields without a local office, so branch density does not change what its 2,862 residents are offered. The nearest larger city, Franklin Park, PA about 7 miles away.

Seven Fields's place among Pennsylvania's 1,013 places

Among Pennsylvania's 1,013 places, Seven Fields sits at 334th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 653rd of 1,013 Pennsylvania places, putting it near the 36th percentile for growth. By density, at about 3,555 people per square mile, it ranks 242nd in Pennsylvania. Within 50 miles sit 223 smaller Census places, alongside the 112 that are larger.

Steps to take before a Seven Fields loan

For Seven Fields's roughly 2,862 residents, these are the steps that most influence the offer:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Pennsylvania licence by checking the regulator named above.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

None of these steps is Seven Fields-specific: the same Pennsylvania licensing and disclosure rules reach all 2,862 residents.