Personal loans in Callery, PA

The 2020 count to the 2023 estimate shows about 2.8% decline in Callery. Callery is a small community in Pennsylvania, with an estimated 349 residents, and every licensed lender here follows the same state rulebook.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Census counts 349 people in Callery, the 839th-largest figure among Pennsylvania's 1,013 places. The nearest larger city is Evans City, PA about 2 miles away. A single loan can carry different costs on either side of a state line, and Callery sits on the Pennsylvania side of that line. Decide the purpose of the loan and your repayment plan before sharing any details with a Callery lender.

Callery: population, trend and location

Read the local figures below as context; read the sourced Pennsylvania table as the rulebook a lender here must follow.

Pennsylvania rules behind a Callery personal loan

Below are the Pennsylvania rules that apply to a loan made in Callery, each with the regulator that issued it.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Payday lending statusNo separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted.
Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Small-loan / installment lender licensingConsumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less.
Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit."
Pennsylvania Department of Banking and Securities
as of 2026-09-16

Before you apply in Callery

Before you hand your details to a lender in Callery, where the population is near 349:

  1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Shop at least three lenders and judge them on APR and total cost.
  4. Make sure the lender appears in the Pennsylvania regulator's licence list.
  5. Weigh a shorter term's higher payment against the interest it saves.
  6. Keep the amount to the expense; an approval is not a reason to take more.
  7. Be clear on what the loan is for and how it gets repaid.

None of these steps is Callery-specific: the same Pennsylvania licensing and disclosure rules reach all 349 residents.

Getting a loan in Callery

With about 650 residents per square mile, Callery is moderately settled, and 275 larger Census places sit within 50 miles. Distance to a branch rarely matters for Callery's 349 residents: the application is online and the price follows your credit file. The nearest larger city, Evans City, PA about 2 miles away.

Where Callery sits in Pennsylvania

Callery is the 839th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 864th of 1,013 Pennsylvania places, putting it near the 15th percentile for growth. By density, at about 650 people per square mile, it ranks 816th in Pennsylvania. By land area, its 0.5 square miles rank 703rd of 1,013 places in Pennsylvania.

The geography behind Callery

Callery's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. That land carries about 650 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 263 miles away. Within 50 miles of Callery there are 275 larger Census places. Within the same 50 miles lie 59 smaller Census places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Callery if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Callery is the same as anywhere in Pennsylvania.
What loan size can I expect in Callery?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Callery?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Callery cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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