Personal loans in Union, OR

The trend for Union between 2020 and 2023 is downward by roughly 1.6%. Pull your credit reports and line up at least three offers before you apply from Union. Rate ceilings, licensing requirements and product limits for Union are all set at the Oregon level. The nearest larger metro is La Grande, OR about 13 miles away.

Union: population, trend and location

What follows is Union's place in the Census record, alongside the Oregon rules that govern a personal loan made here.

• Population: about 2,118 people live here, which puts Union 118th of 240 Census places in Oregon (Vintage 2023).
• Population trend: Down about 1.6% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 34 fewer people than the 2020 Census counted.
• Size percentile: Union sits ahead of around 51% of Oregon places, at 2,118 people.
• Population density: about 851 people per square mile across 2.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Union ranks 84th among Oregon's 240 places, at 2.5 sq mi.
• Share of state population: Union's 2,118 residents are about 0.1% of Oregon.
• National standing: Union ranks 7,428th of 19,457 US places.
• Growth rank: Union's 2020-to-2023 change ranks 192nd of 240 places in Oregon.
• Versus Oregon: the state average change is +0.7%, while Union moved 1.6%.
• Density rank: Union is the 184th most densely settled place in Oregon.
• Density in context: Union's 851 people per square mile sit against a Oregon median of 1,575.
• Location: it lies at 45.2089, -117.8679 in the Census Gazetteer.
• Nearest larger cities: La Grande (13 mi); Baker City (30 mi); Enterprise (32 mi); Milton-Freewater (56 mi); Pendleton (56 mi). Larger metros often have more branches, but online lenders reach Union on the same terms.
• Nearest smaller towns: Cove (7 mi); Island City (12 mi); North Powder (13 mi) — useful context for the surrounding area.
• Smaller neighbours: 15 places smaller than Union sit within 50 miles.
• Larger places within 100 miles: 21.

The Oregon lending rules that reach Union

Every row below records a Oregon rule, its publisher and its retrieval date — the same rules a Union lender must follow.

How personal loans work in Union

A Union personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,118 residents. A lender serving Union's 2,118 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Union decides the split between a comfortable payment and the total interest you pay.

Before you apply in Union

Before you apply in Union, a community of about 2,118, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Oregon licence by checking the regulator named above.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Test the payment against your current bills before you commit.
7. Weigh a shorter term's higher payment against the interest it saves.

In Union as elsewhere in Oregon, the written terms — not the advertisement — are what count for its 2,118 residents.

Union on the map

Inside Union's boundaries lie about 2.5 square miles of land, with no significant water area recorded. The resulting density is about 851 people per square mile. For the state's biggest city, Portland, the distance is roughly 233 miles. A 50-mile radius around Union takes in 3 places that are larger. By land area it ranks 84th of 240 Oregon places.

How Union compares across Oregon

Union is the 118th-largest of 240 Census places in Oregon and contains about 0.1% of the state's people. For population change between 2020 and 2023, Union ranks 192nd of 240 in Oregon (about the 20th percentile). Its roughly 851 residents per square mile place it 184th among Oregon's places. By land area, its 2.5 square miles rank 84th of 240 places in Oregon.