Personal loans in Summerville, OR

Summerville: population, trend and location

Read the local figures below as context; read the sourced Oregon table as the rulebook a lender here must follow.

• Population: 117 residents; Summerville is the 233rd-largest of 240 places in Oregon (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 1.7% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
• Size percentile: about 3% of Oregon's Census places are smaller than Summerville.
• Density: the Census land area of 0.3 sq mi holds about 443 people per square mile.
• By land area: Summerville ranks 228th among Oregon's 240 places, at 0.3 sq mi.
• Within Oregon: about 0.0% of the state's population lives in Summerville.
• National standing: Summerville ranks 17,831st of 19,457 US places.
• Growth in Oregon: Summerville stands 196th by percentage change from 2020 to 2023, among 240 places.
• State comparison: Oregon's places average +0.7% for 2020-to-2023, against Summerville's 1.7%.
• Density in Oregon: Summerville ranks 218th by people per square mile.
• Density vs Oregon: Summerville's 443 people per square mile compare with a state median of 1,575.
• Location: 45.4897 / -118.0041, per the US Census Bureau Gazetteer.
• Nearest larger cities: Imbler (3 mi); Elgin (7 mi); Island City (11 mi); La Grande (12 mi); Cove (16 mi). Lenders licensed in the state serve Summerville whether or not they keep a local branch.
• Nearest smaller towns: Granite (51 mi); Unity (72 mi); Monument (83 mi).
• Smaller places within 50 miles: 0 of them.
• Within 100 miles: 82 places are larger than Summerville.

Where Summerville sits in Oregon

Against Oregon's other places, Summerville accounts for about 0.0% of the state's population and ranks 233rd of 240 by size. On the 2020-to-2023 trend, Summerville stands 196th among Oregon's 240 places — roughly the 18th percentile. At about 443 people per square mile, Summerville is the 218th most densely settled place in Oregon. In land area, Summerville ranks 228th among Oregon's 240 places.

How a Summerville personal loan is priced

In Summerville, a small community of about 117, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Summerville lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Summerville loan but raises total interest, so the smallest payment is not the cheapest loan.

A practical checklist for Summerville borrowers

Before you hand your details to a lender in Summerville, where the population is near 117:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the Oregon licence with the regulator named above before committing.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Check that the monthly payment fits your budget next to your existing obligations.

What differs between Summerville and the rest of Oregon is not the process but the borrower's own file, among the 117 people here.

Summerville on the map

Inside Summerville's boundaries lie about 0.3 square miles of land, with no significant water area recorded. Spread across it are roughly 443 residents per square mile. Portland, the largest place in Oregon, is about 225 miles from Summerville. Counting outward 50 miles, 21 larger communities surround Summerville. The 100-mile radius contains 82 larger places.

The Oregon lending rules that reach Summerville

When Oregon does not publish a figure, the row links to the source instead of inventing a number; Summerville is bound by the same rules.