Personal loans in Cove, OR

Cove ranks 187th of 240 places in Oregon, with a population near 618. Pull your credit reports and line up at least three offers before you apply from Cove. Rate ceilings, licensing requirements and product limits for Cove are all set at the Oregon level. The nearest larger city is Union, OR about 7 miles away.

Cove: population, trend and location

Two layers matter for a Cove borrower: the local population picture and Oregon's consumer-lending statutes.

• Population: about 618 people live here, which puts Cove 187th of 240 Census places in Oregon (Vintage 2023).
• Population trend: A decline of about 1.0% across the 2020-to-2023 comparison.
• Net change: roughly 6 fewer people than the 2020 Census counted.
• Size percentile: about 22% of Oregon's Census places are smaller than Cove.
• Population density: 769 people per square mile on 0.8 square miles of land.
• Land area: Cove covers 0.8 square miles, the 165th-largest area among Oregon's 240 places.
• Within Oregon: about 0.0% of the state's population lives in Cove.
• National standing: Cove ranks 12,301st of 19,457 US places.
• Growth rank: Cove's 2020-to-2023 change ranks 170th of 240 places in Oregon.
• State comparison: Oregon's places average +0.7% for 2020-to-2023, against Cove's 1.0%.
• Density in Oregon: Cove ranks 197th by people per square mile.
• Density in context: Cove's 769 people per square mile sit against a Oregon median of 1,575.
• Location: mapped by the US Census Bureau at 45.2964, -117.8102.
• Nearest larger cities: Union (7 mi); Island City (12 mi); La Grande (14 mi); Elgin (19 mi); Wallowa (23 mi). Online lenders reach Cove no matter how far the nearest branch is.
• Smaller communities within reach: Imbler (14 mi); Summerville (16 mi); North Powder (19 mi).
• Smaller neighbours: 10 places smaller than Cove sit within 50 miles.
• At 100 miles: 46 larger Census places fall inside that radius.

Which Oregon laws govern a loan in Cove

Every row below records a Oregon rule, its publisher and its retrieval date — the same rules a Cove lender must follow.

The geography behind Cove

The Census Gazetteer records about 0.8 square miles of land within Cove, with no significant water area listed. That land carries about 769 people per square mile. For the state's biggest city, Portland, the distance is roughly 235 miles. Cove has 10 larger places within a 50-mile radius. By land area it ranks 165th of 240 Oregon places.

The Cove borrowing checklist

Before you hand your details to a lender in Cove, where the population is near 618:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Oregon regulator's licence records before you sign.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Be clear on what the loan is for and how it gets repaid.

The process is identical across Oregon; what changes is your credit file, not the fact that Cove holds 618 people.

How lenders reach Cove

Cove is a moderately settled community of about 618 people, with 10 larger places inside a 50-mile radius. Whether Cove has a local branch or not, a Oregon-licensed lender can serve its 618 people online on the same terms. For a larger market, the closest option is Union, OR about 7 miles away.

How Cove compares across Oregon

Among Oregon's 240 places, Cove sits at 187th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Cove ranks 170th of 240 in Oregon (about the 29th percentile). At about 769 people per square mile, Cove is the 197th most densely settled place in Oregon. Between 2020 and 2023 the count changed by roughly 6 residents.