Personal loans in La Grande, OR

La Grande is a small town of about 12,973 residents, and a personal loan taken out here is governed by Oregon statute. For the 12,973 people in La Grande, Oregon runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Verify the lender's Oregon licence against the regulator named below before borrowing in La Grande. The closest larger city is Pendleton, OR about 43 miles away.

Where La Grande stands

Set out below is La Grande's local context next to the state-level rules that reach every lender here.

• Population: a Census-estimated 12,973, 42nd among Oregon's 240 places (Vintage 2023).
• Population trend: A decline of about 0.4% across the 2020-to-2023 comparison.
• Absolute change: 50 residents lost between 2020 and 2023.
• Size percentile: roughly 82% of Oregon places rank below La Grande.
• Population density: about 2,821 people per square mile (Census land area 4.6 sq mi).
• By land area: La Grande ranks 53rd among Oregon's 240 places, at 4.6 sq mi.
• Water area rank: La Grande ranks 93rd among Oregon's 240 places, with 0.01 sq mi.
• Share of Oregon: La Grande holds about 0.4% of the state's population, some 12,973 people.
• National standing: La Grande ranks 2,625th of 19,457 US places.
• Growth rank: La Grande ranks 141st among Oregon's 240 places for the 2020-to-2023 change.
• Versus Oregon: the state average change is +0.7%, while La Grande moved 0.4%.
• Density in Oregon: La Grande ranks 62nd by people per square mile.
• Density in context: La Grande's 2,821 people per square mile sit against a Oregon median of 1,575.
• Location: the Census Gazetteer records it at 45.3245, -118.0869.
• Nearest larger cities: Pendleton (43 mi); Walla Walla (53 mi); Hermiston (68 mi); Kennewick (80 mi); Pasco (82 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Island City (2 mi); Imbler (11 mi); Summerville (12 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 22 smaller Census places.
• At 100 miles: 8 larger Census places fall inside that radius.

Land, water and location for La Grande

Inside La Grande's boundaries lie roughly 4.6 square miles of land and 0.01 square miles of water. With 12,973 residents, the land area yields roughly 2,821 people per square mile. The largest place in Oregon, Portland, lies about 222 miles away. A 50-mile radius around La Grande takes in 1 places that are larger. The 100-mile radius contains 8 larger places.

La Grande against the rest of Oregon

Within Oregon, La Grande holds roughly 0.4% of all residents, the 42nd-largest share among 240 places. For population change between 2020 and 2023, La Grande ranks 141st of 240 in Oregon (about the 41th percentile). Its roughly 2,821 residents per square mile place it 62nd among Oregon's places. Between 2020 and 2023 the count changed by roughly 50 residents.

Before you apply in La Grande

Complete these steps first when you borrow in La Grande (12,973 residents):

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Verify the lender's Oregon licence with the regulator listed on this page.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Be clear on what the loan is for and how it gets repaid.

In La Grande as elsewhere in Oregon, the written terms — not the advertisement — are what count for its 12,973 residents.

Borrowing reach in La Grande

With about 2,821 residents per square mile, La Grande is fairly dense, and 1 larger Census places sit within 50 miles. A Oregon licence lets a lender serve La Grande without a local office, so branch density does not change what its 12,973 residents are offered. For a larger market, the closest option is Pendleton, OR about 43 miles away.

The Oregon lending rules that reach La Grande

Every row below records a Oregon rule, its publisher and its retrieval date — the same rules a La Grande lender must follow.