Personal loans in Tupelo, MS

About 37,675 people live in Tupelo, placing it 7th of 299 Census places in Mississippi. The 2020 count to the 2023 estimate shows about 0.7% decline in Tupelo. Read the disclosure for an origination fee and any prepayment penalty before signing in Tupelo. For a bigger market, look to Florence, AL about 72 miles away.

The Tupelo data picture

Tupelo is a smaller city; the notes below cover its population profile and the statewide rules that apply.

• Population: 37,675 — Tupelo ranks 7th of 299 communities in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 0.7% from 2020 to 2023.
• Absolute change: 247 residents lost between 2020 and 2023.
• Size percentile: with 37,675 residents, Tupelo is larger than about 98% of Mississippi's Census places.
• Density: the Census land area of 64.4 sq mi holds about 585 people per square mile.
• Land area rank: Tupelo's 64.4 square miles rank 2nd of 299 places in Mississippi.
• Water: Tupelo holds about 0.30 square miles, the 27th-largest water area in Mississippi.
• Share of state population: Tupelo's 37,675 residents are about 2.5% of Mississippi.
• National rank: Tupelo is 1,070th of 19,457 places nationwide.
• Growth rank: Tupelo ranks 72nd among Mississippi's 299 places for the 2020-to-2023 change.
• Against the state trend: Tupelo's 0.7% change compares with a Mississippi average of -2.3% across its 299 places.
• Density rank: Tupelo is the 98th most densely settled place in Mississippi.
• Density in context: Tupelo's 585 people per square mile sit against a Mississippi median of 434.
• Location: 34.2706, -88.7325 (Census Gazetteer coordinates).
• Nearest larger cities: Florence (72 mi); Collierville (77 mi); Olive Branch (79 mi); Germantown (82 mi); Southaven (85 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Verona (6 mi); Plantersville (6 mi); Saltillo (8 mi).
• Within a 50-mile radius: 70 smaller Census places.
• At 100 miles: 9 larger Census places fall inside that radius.

A practical checklist for Tupelo borrowers

These steps shape the offer you get in Tupelo, a place of about 37,675 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Look the lender up in the Mississippi regulator's licence records before you sign.
5. Make sure the new payment leaves room in a budget you already keep.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Keep the amount to the expense; an approval is not a reason to take more.

In Tupelo as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 37,675 residents.

How lenders reach Tupelo

With about 585 residents per square mile, Tupelo is moderately settled, and 0 larger Census places sit within 50 miles. Whether Tupelo has a local branch or not, a Mississippi-licensed lender can serve its 37,675 people online on the same terms. For a larger market, the closest option is Florence, AL about 72 miles away.

How Tupelo compares across Mississippi

Tupelo is the 7th-largest of 299 Census places in Mississippi and contains about 2.5% of the state's people. On the 2020-to-2023 trend, Tupelo stands 72nd among Mississippi's 299 places — roughly the 76th percentile. At about 585 people per square mile, Tupelo is the 98th most densely settled place in Mississippi. The population moved by about 247 people between 2020 and 2023, a 0.7% shift.

Tupelo: area, density and distance

Inside Tupelo's boundaries lie roughly 64.4 square miles of land and 0.30 square miles of water. Spread across it are roughly 585 residents per square mile. Jackson, the largest place in Mississippi, is about 160 miles from Tupelo. A 50-mile radius around Tupelo takes in 0 places that are larger. The 100-mile radius contains 9 larger places.

What Mississippi law requires in Tupelo

Read the table as a lender's compliance picture for Tupelo: the rule, the sourced figure, the publisher and the date.