Personal loans in Nettleton, MS
A lender serving Nettleton holds a Mississippi licence and answers to a Mississippi regulator; no city office is involved for its 1,892 residents.
Verify the lender's Mississippi licence against the regulator named below before borrowing in Nettleton. Roughly 1,892 residents live in Nettleton, the 102nd-largest community in Mississippi. Which products a lender may offer to Nettleton's 1,892 residents follows from the Mississippi consumer-lending framework. Population in Nettleton dropped about 2.3% over the three years from 2020 to 2023. The next larger city is Okolona, MS about 9 miles away.
What the Census records for Nettleton
Only a few things actually differ by place — population, area, location, and the Mississippi rules a lender must follow — and they are below.
- Population: 1,892 — Nettleton ranks 102nd of 299 communities in Mississippi (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 2.3% since the 2020 count.
- Net change: roughly 45 fewer people than the 2020 Census counted.
- Size percentile: with 1,892 residents, Nettleton is larger than about 66% of Mississippi's Census places.
- Density: the Census land area of 4.0 sq mi holds about 470 people per square mile.
- Land area: Nettleton covers 4.0 square miles, the 123rd-largest area among Mississippi's 299 places.
- Water: Nettleton holds about 0.01 square miles, the 124th-largest water area in Mississippi.
- Share of Mississippi: Nettleton holds about 0.1% of the state's population, some 1,892 people.
- National rank: Nettleton is 7,838th of 19,457 places nationwide.
- Growth rank: Nettleton's 2020-to-2023 change ranks 128th of 299 places in Mississippi.
- Versus Mississippi: the state average change is -2.3%, while Nettleton moved 2.3%.
- Density rank: Nettleton is the 139th most densely settled place in Mississippi.
- Density in context: Nettleton's 470 people per square mile sit against a Mississippi median of 434.
- Location: 34.0831, -88.6263 (US Census Bureau Gazetteer).
- Nearest larger cities: Okolona (9 mi); Verona (9 mi); Amory (11 mi); Tupelo (14 mi); Fulton (18 mi). Lenders licensed in the state serve Nettleton whether or not they keep a local branch.
- Smaller places close by: Shannon (4 mi); Plantersville (9 mi); Smithville (13 mi).
- Smaller places within 50 miles: 51 of them.
- Within 100 miles: 76 places are larger than Nettleton.
Where Nettleton sits in Mississippi
Nettleton is the 102nd-largest of 299 Census places in Mississippi and contains about 0.1% of the state's people. For population change between 2020 and 2023, Nettleton ranks 128th of 299 in Mississippi (about the 57th percentile). Its roughly 470 residents per square mile place it 139th among Mississippi's places. Between 2020 and 2023 the count changed by roughly 45 residents.
A practical checklist for Nettleton borrowers
For Nettleton's roughly 1,892 residents, these are the steps that most influence the offer:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Verify the lender's Mississippi licence with the regulator listed on this page.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
What differs between Nettleton and the rest of Mississippi is not the process but the borrower's own file, among the 1,892 people here.
Mississippi consumer-lending rules applied in Nettleton
This table holds the Mississippi rate and licensing rules for consumer loans made to Nettleton's 1,892 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.) Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
How lenders reach Nettleton
Nettleton is lightly settled, with about 470 people per square mile and 21 larger places within 50 miles. Distance to a branch rarely matters for Nettleton's 1,892 residents: the application is online and the price follows your credit file. The nearest bigger place is Okolona, MS about 9 miles away.
The geography behind Nettleton
The Census Gazetteer records 4.0 square miles of land and 0.01 square miles of water within Nettleton. The resulting density is about 470 people per square mile. The largest place in Mississippi, Jackson, lies about 153 miles away. Within 50 miles of Nettleton there are 21 larger Census places. Within the same 50 miles lie 51 smaller Census places.
Common questions
What are my options in Nettleton if my credit is poor?
What loan size can I expect in Nettleton?
Do I have to pledge anything to borrow in Nettleton?
Does comparing loans in Nettleton cost me credit score points?
Nearby places
- Shannon, MS — population 1,480
- Plantersville, MS — population 843
- Verona, MS — population 2,732
- Okolona, MS — population 2,443
- Amory, MS — population 6,422
- Tupelo, MS — population 37,675
- Smithville, MS — population 512
- Hatley, MS — population 489