Personal loans in Verona, MS

In Verona, one of 299 Census places in Mississippi, the figure to compare across lenders is the APR, not the advertised rate. Population in Verona dropped about 2.3% over the three years from 2020 to 2023. Compare APR, not the interest rate, because the APR folds in most fees on a Verona loan. For a bigger market, look to Tupelo, MS about 6 miles away.

Where Verona stands

Most of what governs a Verona loan is written in Mississippi law rather than in the city; the sourced notes below make that split concrete.

• Population: the Census counts 2,732 residents in Verona (Vintage 2023 subcounty estimate), the 85th-largest figure among Mississippi's 299 places.
• Population trend: Lower by roughly 2.3% since the 2020 count.
• Absolute change: 65 residents lost between 2020 and 2023.
• Size percentile: roughly 72% of Mississippi's places have fewer residents than Verona's 2,732.
• Density: roughly 744 residents per square mile, spread over 3.7 sq mi of land.
• Land area: Verona covers 3.7 square miles, the 130th-largest area among Mississippi's 299 places.
• Water area rank: Verona ranks 84th among Mississippi's 299 places, with 0.04 sq mi.
• Share of Mississippi: Verona holds about 0.2% of the state's population, some 2,732 people.
• National rank: Verona is 6,580th of 19,457 places nationwide.
• Growth rank: Verona ranks 130th among Mississippi's 299 places for the 2020-to-2023 change.
• State comparison: Mississippi's places average -2.3% for 2020-to-2023, against Verona's 2.3%.
• Density rank: Verona places 73rd among Mississippi's places by people per square mile.
• Against the state median: Verona runs about 744 residents per square mile, where the Mississippi median is 434.
• Location: coordinates 34.1897, -88.7205 (US Census Bureau Gazetteer).
• Nearest larger cities: Tupelo (6 mi); Saltillo (13 mi); Pontotoc (17 mi); Fulton (19 mi); Amory (20 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller places: Plantersville (3 mi); Shannon (5 mi); Nettleton (9 mi).
• Within a 50-mile radius: 53 smaller Census places.
• Within 100 miles: 57 places are larger than Verona.

Verona: area, density and distance

Inside Verona's boundaries lie roughly 3.7 square miles of land and 0.04 square miles of water. That land carries about 744 people per square mile. For the state's biggest city, Jackson, the distance is roughly 156 miles. Within 50 miles of Verona there are 15 larger Census places. By land area it ranks 130th of 299 Mississippi places.

A practical checklist for Verona borrowers

A sensible order of operations for a loan in Verona, home to about 2,732 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the lender holds a Mississippi licence by checking the regulator named above.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Make sure the new payment leaves room in a budget you already keep.

In Verona as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 2,732 residents.

Borrowing reach in Verona

Verona is a moderately settled community of about 2,732 people, with 15 larger places inside a 50-mile radius. Lenders licensed in Mississippi reach Verona's 2,732 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Tupelo, MS about 6 miles away.

How Mississippi law applies in Verona

Read the table as a lender's compliance picture for Verona: the rule, the sourced figure, the publisher and the date.

What a Verona borrower is actually offered

Most loans made to Verona's 2,732 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Verona. The term you choose in Verona decides the split between a comfortable payment and the total interest you pay.