Personal loans in Blue Springs, MS

With roughly 439 residents, Blue Springs is a small community, and the lending rules its borrowers live under are written in Mississippi, not by the city. A single loan can carry different costs on either side of a state line, and Blue Springs sits on the Mississippi side of that line. Use the calculator on this page to price an amount and term before you commit in Blue Springs. The nearest larger city is Sherman, MS about 3 miles away.

Borrowing in Blue Springs: the local picture

What follows is Blue Springs's place in the Census record, alongside the Mississippi rules that govern a personal loan made here.

• Population: 439 — Blue Springs ranks 211th of 299 communities in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 0.7% across the 2020-to-2023 comparison.
• Absolute change: 3 residents added between 2020 and 2023.
• Size percentile: about 29% of Mississippi communities are smaller than Blue Springs (439 residents).
• Land and density: 4.5 square miles of land carry roughly 98 residents per square mile.
• Land area rank: Blue Springs's 4.5 square miles rank 116th of 299 places in Mississippi.
• Water area rank: Blue Springs ranks 94th among Mississippi's 299 places, with 0.03 sq mi.
• Share of Mississippi: Blue Springs holds about 0.0% of the state's population, some 439 people.
• Nationally: Blue Springs is the 13,706th-largest of 19,457 Census places in the dataset.
• Growth rank: Blue Springs ranks 46th among Mississippi's 299 places for the 2020-to-2023 change.
• Against the state trend: Blue Springs's 0.7% change compares with a Mississippi average of -2.3% across its 299 places.
• Density in Mississippi: Blue Springs ranks 283rd by people per square mile.
• Density vs Mississippi: Blue Springs's 98 people per square mile compare with a state median of 434.
• Location: mapped by the US Census Bureau at 34.3928, -88.8833.
• Nearest larger cities: Sherman (3 mi); Ecru (9 mi); New Albany (10 mi); Saltillo (11 mi); Tupelo (12 mi). Lenders licensed in the state serve Blue Springs whether or not they keep a local branch.
• Smaller places nearby: Toccopola (22 mi); Marietta (25 mi); Jumpertown (25 mi).
• Within a 50-mile radius: 25 smaller Census places.
• Within 100 miles: 178 places are larger than Blue Springs.

Blue Springs's place among Mississippi's 299 places

Within Mississippi, Blue Springs holds roughly 0.0% of all residents, the 211th-largest share among 299 places. For population change between 2020 and 2023, Blue Springs ranks 46th of 299 in Mississippi (about the 85th percentile). At about 98 people per square mile, Blue Springs is the 283rd most densely settled place in Mississippi. Within 50 miles sit 25 smaller Census places, alongside the 46 that are larger.

Inside a Blue Springs personal loan

With roughly 439 residents, Blue Springs is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Blue Springs can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Blue Springs loan is knowable in advance — unlike a revolving card balance.

Mississippi consumer-lending rules applied in Blue Springs

These are Mississippi's sourced lending facts as they reach Blue Springs's 439 residents; the state has no city-level rate rule.

Blue Springs on the map

Inside Blue Springs's boundaries lie roughly 4.5 square miles of land and 0.03 square miles of water. That land carries about 98 people per square mile. For the state's biggest city, Jackson, the distance is roughly 163 miles. A 50-mile radius around Blue Springs takes in 46 places that are larger. The 100-mile radius contains 178 larger places.

Getting a loan in Blue Springs

At roughly 98 people per square mile, Blue Springs is sparsely settled; 46 larger places lie within 50 miles. Whether Blue Springs has a local branch or not, a Mississippi-licensed lender can serve its 439 people online on the same terms. The nearest larger city, Sherman, MS about 3 miles away.