Personal loans in Tell City, IN
Personal loans in Tell City are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 7,485 population. Read the disclosure for an origination fee and any prepayment penalty before signing in Tell City.
With an estimated 7,485 residents, Tell City is the 95th-largest of 565 places in Indiana. For the 7,485 people in Tell City, Indiana runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The trend for Tell City between 2020 and 2023 is downward by roughly 0.4%. A larger market lies at Owensboro, KY about 24 miles away.
The Tell City data picture
Here is the sourced Census picture for Tell City, plus the Indiana lending rules that apply to a loan taken out here.
- Population: 7,485 people, a figure that places Tell City 95th among the 565 Census places in Indiana (US Census Bureau, Vintage 2023).
- Population trend: Down about 0.4% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 28 fewer since the 2020 base.
- Size percentile: Tell City sits ahead of around 83% of Indiana places, at 7,485 people.
- Population density: 1,651 people per square mile on 4.5 square miles of land.
- By land area: Tell City ranks 115th among Indiana's 565 places, at 4.5 sq mi.
- Water: Tell City holds about 0.12 square miles, the 67th-largest water area in Indiana.
- Share of Indiana: Tell City holds about 0.2% of the state's population, some 7,485 people.
- National rank: Tell City sits 3,834th by population among the 19,457 places in this dataset.
- Growth rank: Tell City ranks 351st among Indiana's 565 places for the 2020-to-2023 change.
- Against the state trend: Tell City's 0.4% change compares with a Indiana average of +1.0% across its 565 places.
- Density rank: Tell City places 185th among Indiana's places by people per square mile.
- Density vs Indiana: Tell City's 1,651 people per square mile compare with a state median of 1,375.
- Location: 37.9530 / -86.7593, per the US Census Bureau Gazetteer.
- Nearest larger cities: Owensboro (24 mi); Jasper (32 mi); Evansville (42 mi); Henderson (45 mi); Radcliff (46 mi). Living near a larger metro rarely changes what is available in Tell City.
- Nearest smaller places: Cannelton (3 mi); Troy (4 mi); Hawesville (4 mi).
- Smaller places within 50 miles: 79 of them.
- Within 100 miles: 40 places are larger than Tell City.
The state rulebook for Tell City
Read the table as a lender's compliance picture for Tell City: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
Land, water and location for Tell City
Tell City covers about 4.5 square miles of land, with 0.12 square miles of water inside its boundaries (Census Gazetteer). With 7,485 residents, the land area yields roughly 1,651 people per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 233 miles. Counting outward 50 miles, 5 larger communities surround Tell City. The 100-mile radius contains 40 larger places.
A practical checklist for Tell City borrowers
Before you apply in Tell City, a community of about 7,485, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Use the loan calculator to test the payment on your intended amount and term.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Indiana licence by checking the regulator named above.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
What differs between Tell City and the rest of Indiana is not the process but the borrower's own file, among the 7,485 people here.
What shapes a Tell City personal loan
A Tell City personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 7,485 residents. Because pricing is borrower-level, two people in Tell City can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Tell City loan is knowable in advance — unlike a revolving card balance.
What is available to Tell City borrowers
Tell City is a moderately settled community of about 7,485 people, with 5 larger places inside a 50-mile radius. Distance to a branch rarely matters for Tell City's 7,485 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Owensboro, KY about 24 miles away.
Common questions
What are my options in Tell City if my credit is poor?
What loan size can I expect in Tell City?
Do I have to pledge anything to borrow in Tell City?
Does comparing loans in Tell City cost me credit score points?
Nearby places
- Cannelton, IN — population 1,494
- Hawesville, KY — population 994
- Troy, IN — population 361
- Lewisport, KY — population 1,732
- Cloverport, KY — population 1,140
- Grandview, IN — population 694
- Santa Claus, IN — population 2,609
- Chrisney, IN — population 468