Personal loans in Cannelton, IN
Consumer lending that reaches Cannelton's 1,494 residents is governed by Indiana statute; no city ordinance changes it. About 1,494 people live in Cannelton, placing it 246th of 565 Census places in Indiana.
A lender serving Cannelton holds a Indiana licence and answers to a Indiana regulator; no city office is involved for its 1,494 residents. A 2020-to-2023 comparison shows Cannelton down by about 1.6%. Compare APR, not the interest rate, because the APR folds in most fees on a Cannelton loan. For a bigger market, look to Tell City, IN about 3 miles away.
What the Census records for Cannelton
Cannelton is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 1,494 residents, 246th of 565 places in Indiana (Census Vintage 2023 subcounty estimate).
- Population trend: About 1.6% below the 2020 Census base.
- People gained or lost: about 24 fewer since the 2020 base.
- Size percentile: bigger than about 56% of the places in Indiana, with 1,494 residents in Cannelton.
- Population density: 1,008 people per square mile on 1.5 square miles of land.
- Land area: Cannelton covers 1.5 square miles, the 216th-largest area among Indiana's 565 places.
- Water area rank: Cannelton ranks 78th among Indiana's 565 places, with 0.09 sq mi.
- State population share: Cannelton accounts for about 0.0% of everyone in Indiana.
- National rank: Cannelton is 8,699th of 19,457 places nationwide.
- Growth rank: Cannelton ranks 508th among Indiana's 565 places for the 2020-to-2023 change.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against Cannelton's 1.6%.
- Density rank: Cannelton places 394th among Indiana's places by people per square mile.
- Density in context: Cannelton's 1,008 people per square mile sit against a Indiana median of 1,375.
- Location: 37.9115 / -86.7387, per the US Census Bureau Gazetteer.
- Nearest larger cities: Tell City (3 mi); Lewisport (9 mi); Rockport (17 mi); Santa Claus (17 mi); Hardinsburg (18 mi). Lenders licensed in the state serve Cannelton whether or not they keep a local branch.
- Smaller places nearby: Hawesville (2 mi); Troy (7 mi); Cloverport (8 mi).
- Smaller places within 50 miles: 52 of them.
- Larger places within 100 miles: 137.
Indiana consumer-lending rules applied in Cannelton
Read the table as a lender's compliance picture for Cannelton: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
Cannelton's place among Indiana's 565 places
Against Indiana's other places, Cannelton accounts for about 0.0% of the state's population and ranks 246th of 565 by size. On the 2020-to-2023 trend, Cannelton stands 508th among Indiana's 565 places — roughly the 10th percentile. By density, at about 1,008 people per square mile, it ranks 394th in Indiana. By land area, its 1.5 square miles rank 216th of 565 places in Indiana.
Cannelton on the map
Inside Cannelton's boundaries lie roughly 1.5 square miles of land and 0.09 square miles of water. That land carries about 1,008 people per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 235 miles. A 50-mile radius around Cannelton takes in 32 places that are larger. By land area it ranks 216th of 565 Indiana places.
What a Cannelton borrower is actually offered
In Cannelton, a small community of about 1,494, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Cannelton can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Cannelton loan is knowable in advance — unlike a revolving card balance.
Lender access in Cannelton
At roughly 1,008 people per square mile, Cannelton is moderately settled; 32 larger places lie within 50 miles. Lenders licensed in Indiana reach Cannelton's 1,494 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Tell City, IN about 3 miles away.
Common questions
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Nearby places
- Hawesville, KY — population 994
- Tell City, IN — population 7,485
- Troy, IN — population 361
- Cloverport, KY — population 1,140
- Lewisport, KY — population 1,732
- Grandview, IN — population 694
- Whitesville, KY — population 579
- Fordsville, KY — population 443