Personal loans in Hawesville, KY

With an estimated 994 residents, Hawesville is the 203rd-largest of 416 places in Kentucky. The next larger city is Cannelton, IN about 2 miles away. When Kentucky caps or restricts a product, lenders either change the terms or withdraw it from Hawesville as from the rest of the state. Pull your credit reports and line up at least three offers before you apply from Hawesville.

Hawesville by the numbers

The figures below are Hawesville's own — Census population, land area and coordinates — followed by the Kentucky rules.

• Population: an estimated 994 residents, 203rd of 416 places in Kentucky (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 2.6% across the 2020-to-2023 comparison.
• Net change: roughly 27 fewer people than the 2020 Census counted.
• Size percentile: Hawesville's 994 people outrank roughly 51% of the places in Kentucky.
• Density: roughly 612 residents per square mile, spread over 1.6 sq mi of land.
• Land area: Hawesville covers 1.6 square miles, the 181st-largest area among Kentucky's 416 places.
• Share of state population: Hawesville's 994 residents are about 0.1% of Kentucky.
• National rank: Hawesville is the 10,225th most populous of the 19,457 Census places covered here.
• Growth rank: Hawesville's 2020-to-2023 change ranks 358th of 416 places in Kentucky.
• Against the state trend: Hawesville's 2.6% change compares with a Kentucky average of -0.2% across its 416 places.
• Density in Kentucky: Hawesville ranks 310th by people per square mile.
• Against the state median: Hawesville runs about 612 residents per square mile, where the Kentucky median is 1,045.
• Location: mapped by the US Census Bureau at 37.8921, -86.7555.
• Nearest larger cities: Cannelton (2 mi); Tell City (4 mi); Cloverport (8 mi); Lewisport (8 mi); Rockport (16 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places nearby: Troy (8 mi); Grandview (13 mi); Whitesville (16 mi).
• Smaller neighbours: 48 places smaller than Hawesville sit within 50 miles.
• At 100 miles: 169 larger Census places fall inside that radius.

The anatomy of a Hawesville personal loan

Hawesville is a small community of about 994 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Hawesville lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Hawesville loan but raises total interest, so the smallest payment is not the cheapest loan.

Hawesville: area, density and distance

The Census Gazetteer records about 1.6 square miles of land within Hawesville, with no significant water area listed. Spread across it are roughly 612 residents per square mile. For the state's biggest city, Lexington-Fayette, the distance is roughly 126 miles. Within 50 miles of Hawesville there are 36 larger Census places. By land area it ranks 181st of 416 Kentucky places.

A pre-application checklist for Hawesville

A sensible order of operations for a loan in Hawesville, home to about 994 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Make sure the lender appears in the Kentucky regulator's licence list.
5. Be clear on what the loan is for and how it gets repaid.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

The process is identical across Kentucky; what changes is your credit file, not the fact that Hawesville holds 994 people.

How Kentucky law applies in Hawesville

Every row below records a Kentucky rule, its publisher and its retrieval date — the same rules a Hawesville lender must follow.

Hawesville against the rest of Kentucky

Among Kentucky's 416 places, Hawesville sits at 203rd for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Hawesville ranks 358th of 416 in Kentucky (about the 14th percentile). Its roughly 612 residents per square mile place it 310th among Kentucky's places. By land area, its 1.6 square miles rank 181st of 416 places in Kentucky.