Personal loans in Grandview, IN
Personal loans in Grandview are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 694 population. At about 694 residents, Grandview is larger than roughly 36% of the places in Indiana.
The closest larger place is Lewisport, KY about 4 miles away. From the 2020 Census base to the 2023 estimate, the population declined by about 0.4%. A single loan can carry different costs on either side of a state line, and Grandview sits on the Indiana side of that line. Decide the purpose of the loan and your repayment plan before sharing any details with a Grandview lender.
Grandview: population, trend and location
The figures below are Grandview's own — Census population, land area and coordinates — followed by the Indiana rules.
- Population: a Census-estimated 694, 359th among Indiana's 565 places (Vintage 2023).
- Population trend: Roughly 0.4% fewer residents than the 2020 Census counted.
- Absolute change: 3 residents lost between 2020 and 2023.
- Size percentile: about 36% of Indiana's Census places are smaller than Grandview.
- Population density: about 724 people per square mile (Census land area 1.0 sq mi).
- By land area: Grandview ranks 292nd among Indiana's 565 places, at 1.0 sq mi.
- Within Indiana: about 0.0% of the state's population lives in Grandview.
- National rank: Grandview is the 11,826th most populous of the 19,457 Census places covered here.
- Growth in Indiana: Grandview stands 358th by percentage change from 2020 to 2023, among 565 places.
- Against the state trend: Grandview's 0.4% change compares with a Indiana average of +1.0% across its 565 places.
- Density in Indiana: Grandview ranks 478th by people per square mile.
- Against the state median: Grandview runs about 724 residents per square mile, where the Indiana median is 1,375.
- Location: 37.9360 / -86.9834, per the US Census Bureau Gazetteer.
- Nearest larger cities: Lewisport (4 mi); Rockport (5 mi); Tell City (12 mi); Hawesville (13 mi); Santa Claus (13 mi). Lenders licensed in the state serve Grandview whether or not they keep a local branch.
- Nearest smaller towns: Chrisney (6 mi); Richland (10 mi); Troy (11 mi).
- Smaller places within 50 miles: 38 of them.
- Larger places within 100 miles: 227.
Where Grandview sits in Indiana
Within Indiana, Grandview holds roughly 0.0% of all residents, the 359th-largest share among 565 places. For population change between 2020 and 2023, Grandview ranks 358th of 565 in Indiana (about the 37th percentile). By density, at about 724 people per square mile, it ranks 478th in Indiana. Between 2020 and 2023 the count changed by roughly 3 residents.
Indiana consumer-lending rules applied in Grandview
This table holds the Indiana rate and licensing rules for consumer loans made to Grandview's 694 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
Inside a Grandview personal loan
A Grandview personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 694 residents. The APR tracks your credit score rather than Grandview's rank of 359th in Indiana: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Grandview loan but raises total interest, so the smallest payment is not the cheapest loan.
How lenders reach Grandview
At roughly 724 people per square mile, Grandview is moderately settled; 47 larger places lie within 50 miles. Whether Grandview has a local branch or not, a Indiana-licensed lender can serve its 694 people online on the same terms. The nearest larger city, Lewisport, KY about 4 miles away.
The Grandview borrowing checklist
A sensible order of operations for a loan in Grandview, home to about 694 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Test your amount and term in the personal loan calculator first.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Verify the lender's Indiana licence with the regulator listed on this page.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
None of these steps is Grandview-specific: the same Indiana licensing and disclosure rules reach all 694 residents.
Common questions
What are my options in Grandview if my credit is poor?
What loan size can I expect in Grandview?
Do I have to pledge anything to borrow in Grandview?
Does comparing loans in Grandview cost me credit score points?
Nearby places
- Lewisport, KY — population 1,732
- Rockport, IN — population 1,977
- Chrisney, IN — population 468
- Gentryville, IN — population 254
- Richland, IN — population 412
- Santa Claus, IN — population 2,609
- Troy, IN — population 361
- Tennyson, IN — population 224